AMAL (Amalgamated Financial Corp.) Stock Financials & Earnings

AMALAmalgamated Financial Corp.

Mkt Cap$1B

Revenue (TTM)$455M

Net Income (TTM)$104M

EPS (TTM)$3.41

Free Cash Flow (TTM)$131M

Gross Margin70.3%

Op. Margin30.8%

Net Margin23.0%

FCF Margin28.7%

P/S Ratio (TTM)2.5x

P/E Ratio (TTM)11.0x

YoY Rev Growth+4.5%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$90M	$67M	$29M
Q2 23	$93M	$66M	$29M
Q3 23	$97M	$68M	$31M
Q4 23	$102M	$69M	$35M
Q1 24	$105M	$75M	$39M
Q2 24	$110M	$77M	$36M
Q3 24	$113M	$80M	$38M
Q4 24	$108M	$75M	$33M
Q1 25	$110M	$79M	$35M
Q2 25	$112M	$76M	$35M
Q3 25	$118M	$80M	$37M
Q4 25	$115M	$85M	$33M

Revenue Breakdown

Valuation

Operating Cash Flow

Capital Expenditures

CapEx

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Quarter	G&A	S&M	SG&A
Q1 23	$23M	$2M	—
Q2 23	$22M	$1M	—
Q3 23	$23M	$816K	—
Q4 23	$22M	$750K	—
Q1 24	$23M	$1M	—
Q2 24	$24M	$1M	—
Q3 24	$25M	$1M	—
Q4 24	$25M	$314K	—
Q1 25	$24M	$51K	—
Q2 25	$24M	$412K	—
Q3 25	$26M	$497K	—
Q4 25	—	—	$46M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$131M	$1.6B	$1.8B
Q2 23	$66M	$1.6B	$1.6B
Q3 23	$140M	$1.5B	$1.6B
Q4 23	$91M	$1.5B	$1.6B
Q1 24	$155M	$1.5B	$1.7B
Q2 24	$58M	$1.7B	$1.8B
Q3 24	$149M	$557M	$706M
Q4 24	$61M	$1.6B	$1.7B
Q1 25	$66M	$457M	$523M
Q2 25	$171M	$601M	$772M
Q3 25	$116M	$555M	$670M
Q4 25	$5M	$49M	$53M

Shares Outstanding

Revenue Per Employee

Revenue / Employee