AMALAmalgamated Financial Corp.

$1B

FY 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$215M+11.9% YoY

Gross Profit

$192M89.2% margin

Operating Income

$64M29.8% margin

Net Income

$47M21.9% margin

EPS (Diluted)

$1.47

Cash Flow

Operating Cash Flow

$83M

Free Cash Flow

$83M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$5.3B

Total Liabilities

$4.8B

Stockholders' Equity

$490M

Cash & Equivalents

$123M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$215M	$192M	+11.9%
Gross Profit	$192M	$178M	+7.8%
Operating Income	$64M	$50M	+27.5%
Net Income	$47M	$45M	+5.7%

AMAL FY 2019 Earnings — Amalgamated Financial Corp. Revenue & Financial Results | Market Cap Arena