AFL Q4 2025 Earnings — Aflac Incorporated Revenue & Financial Results | Market Cap Arena

AFLAflac Incorporated

$57B

Q4 2025 Earnings

Financial Services Insurance - Life

Income Statement

Revenue

$4.9B-10.9% YoY

Gross Profit

$2.9B59.9% margin

Operating Income

$1.6B32.7% margin

Net Income

$1.4B28.2% margin

EPS (Diluted)

$2.59

QoQ Revenue Growth

+2.1%

Cash Flow

Operating Cash Flow

$315M

Free Cash Flow

$315M

Stock-Based Comp.

-$21M

Balance Sheet

Total Assets

$116.5B

Total Liabilities

$87.0B

Stockholders' Equity

$29.5B

Cash & Equivalents

$6.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$4.9B	$5.5B	-10.9%
Gross Profit	$2.9B	$2.5B	+16.1%
Operating Income	$1.6B	$2.1B	-25.0%
Net Income	$1.4B	$1.9B	-27.5%

Revenue Segments

Aflac Japan Member

$2.3B53%

Aflac US Member

$1.7B40%

Other Segments

$272M6%

Geographic Segments

Aflac Japan Member

$4.5B57%

Aflac US Member

$3.4B43%