marketcaparena

AFL

AFLAC INC

Company overview

Market capitalization
$56.93B
Employees
12,716
Latest publication
2026-09-29
About AFLAC INC

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

Company website

Financial statements

Income YTD

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USD
Total Revenue8,463,000,000USD
Interest Expense124,000,000USD
Income Before Tax2,220,000,000USD
Income Tax Expense376,000,000USD
Net Income1,844,000,000USD
SourceDisclosureDeterministicFinal

Income Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Revenue4,117,000,000USD4,315,000,000USD4,896,000,000USD4,793,000,000USD4,218,000,000USD3,453,000,000USD5,498,000,000USD3,035,000,000USD
Interest Expense64,000,000USD60,000,000USD61,000,000USD57,000,000USD52,000,000USD50,000,000USD50,000,000USD50,000,000USD
Income Before Tax995,000,000USD1,225,000,000USD1,572,000,000USD1,994,000,000USD822,000,000USD145,000,000USD2,135,000,000USD92,000,000USD
Income Tax Expense170,000,000USD206,000,000USD193,000,000USD355,000,000USD223,000,000USD116,000,000USD233,000,000USD185,000,000USD
Net Income825,000,000USD1,019,000,000USD1,379,000,000USD1,639,000,000USD599,000,000USD29,000,000USD1,902,000,000USD-93,000,000USD
Cost Of Revenue—1,832,000,000USD1,963,000,000USD2,689,000,000USD3,035,000,000USD2,963,000,000USD2,971,000,000USD2,556,000,000USD
Gross Profit—2,483,000,000USD2,933,000,000USD2,104,000,000USD1,183,000,000USD490,000,000USD2,527,000,000USD479,000,000USD
Unclassified Operating Expenses—1,258,000,000USD219,000,000USD-671,000,000USD-443,000,000USD-457,000,000USD-219,000,000USD-360,000,000USD
Total Operating Expenses—1,258,000,000USD1,331,000,000USD110,000,000USD361,000,000USD345,000,000USD392,000,000USD387,000,000USD
Operating Income—1,225,000,000USD1,602,000,000USD1,994,000,000USD822,000,000USD145,000,000USD2,135,000,000USD92,000,000USD
Net Interest Income—-60,000,000USD-61,000,000USD-57,000,000USD-52,000,000USD-50,000,000USD-50,000,000USD-50,000,000USD
Tax Provision—206,000,000USD193,000,000USD355,000,000USD223,000,000USD116,000,000USD233,000,000USD185,000,000USD
Net Income From Continuing Ops—1,019,000,000USD1,379,000,000USD1,639,000,000USD599,000,000USD29,000,000USD1,902,000,000USD-93,000,000USD
Ebitda—1,285,000,000USD1,852,000,000USD2,706,000,000USD822,000,000USD145,000,000USD2,135,000,000USD92,000,000USD
Total Other Income Expense Net—31,000,000USD-30,000,000USD26,000,000USD-52,000,000USD25,000,000USD2,135,000,000USD-1,595,000,000USD
Selling General Administrative——866,000,000USD781,000,000USD804,000,000USD802,000,000USD611,000,000USD747,000,000USD
Selling And Marketing Expenses——246,000,000USD—————
Interest Income——61,000,000USD57,000,000USD52,000,000USD50,000,000USD50,000,000USD50,000,000USD
Ebit——1,602,000,000USD2,051,000,000USD822,000,000USD145,000,000USD2,135,000,000USD92,000,000USD
Depreciation And Amortization——250,000,000USD655,000,000USD————
Net Income Applicable To Common Shares——1,379,000,000USD1,639,000,000USD599,000,000USD29,000,000USD1,902,000,000USD-93,000,000USD
SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Income Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
Total Revenue17,438,000,000USD19,128,000,000USD18,841,000,000USD19,151,000,000USD22,106,000,000USD22,147,000,000USD22,307,000,000USD21,758,000,000USD
Cost Of Revenue10,650,000,000USD12,313,000,000USD—275,000,000USD——14,545,000,000USD14,565,000,000USD
Gross Profit6,788,000,000USD6,815,000,000USD18,841,000,000USD19,151,000,000USD22,106,000,000USD22,147,000,000USD22,307,000,000USD21,758,000,000USD
Selling General Administrative2,451,000,000USD2,790,000,000USD2,928,000,000USD2,994,000,000USD287,000,000USD240,000,000USD273,000,000USD291,000,000USD
Unclassified Operating Expenses-304,000,000USD-2,392,000,000USD10,463,000,000USD11,084,000,000USD-17,071,000,000USD-18,228,000,000USD-18,135,000,000USD-17,844,000,000USD
Total Operating Expenses2,147,000,000USD398,000,000USD13,579,000,000USD14,282,000,000USD-16,784,000,000USD-17,988,000,000USD-17,862,000,000USD-17,553,000,000USD
Operating Income4,641,000,000USD6,417,000,000USD5,262,000,000USD4,869,000,000USD5,322,000,000USD4,159,000,000USD4,445,000,000USD4,205,000,000USD
Interest Income220,000,000USD197,000,000USD195,000,000USD226,000,000USD238,000,000USD242,000,000USD228,000,000USD222,000,000USD
Interest Expense220,000,000USD197,000,000USD195,000,000USD226,000,000USD238,000,000USD242,000,000USD228,000,000USD222,000,000USD
Net Interest Income-220,000,000USD-197,000,000USD-203,000,000USD-226,000,000USD-238,000,000USD-242,000,000USD-228,000,000USD-222,000,000USD
Income Before Tax4,533,000,000USD6,417,000,000USD5,262,000,000USD4,869,000,000USD5,322,000,000USD4,159,000,000USD4,445,000,000USD3,983,000,000USD
Income Tax Expense887,000,000USD974,000,000USD603,000,000USD451,000,000USD997,000,000USD-619,000,000USD1,141,000,000USD1,063,000,000USD
Tax Provision887,000,000USD974,000,000USD875,000,000USD403,000,000USD997,000,000USD-619,000,000USD1,141,000,000USD1,063,000,000USD
Net Income3,646,000,000USD5,443,000,000USD4,659,000,000USD4,418,000,000USD4,325,000,000USD4,778,000,000USD3,304,000,000USD2,920,000,000USD
Net Income From Continuing Ops3,646,000,000USD5,443,000,000USD4,370,000,000USD4,201,000,000USD4,325,000,000USD4,778,000,000USD3,304,000,000USD2,920,000,000USD
Ebit4,651,000,000USD6,417,000,000USD5,457,000,000USD5,095,000,000USD5,322,000,000USD4,159,000,000USD4,445,000,000USD4,205,000,000USD
Ebitda5,525,000,000USD6,417,000,000USD5,262,000,000USD4,869,000,000USD6,492,000,000USD5,373,000,000USD4,445,000,000USD4,205,000,000USD
Depreciation And Amortization874,000,000USD—39,000,000USD45,000,000USD1,170,000,000USD1,214,000,000USD41,000,000USD—
Total Other Income Expense Net-108,000,000USD6,190,000,000USD-10,274,000,000USD-11,022,000,000USD-238,000,000USD-242,000,000USD-228,000,000USD-222,000,000USD
Net Income Applicable To Common Shares3,646,000,000USD5,443,000,000USD4,659,000,000USD4,201,000,000USD4,325,000,000USD4,778,000,000USD3,304,000,000USD2,920,000,000USD
Selling And Marketing Expenses——188,000,000USD204,000,000USD————
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Balance sheet Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USDQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USD
Total Assets115,961,000,000USD116,280,000,000USD116,470,000,000USD122,134,000,000USD124,736,000,000USD120,258,000,000USD117,566,000,000USD128,442,000,000USD
Cash And Equivalents6,120,000,000USD—6,245,000,000USD6,768,000,000USD6,965,000,000USD5,231,000,000USD6,229,000,000USD5,612,000,000USD
Total Liabilities85,649,000,000USD———————
Total Stockholder Equity30,312,000,000USD29,961,000,000USD29,490,000,000USD28,688,000,000USD27,200,000,000USD26,338,000,000USD26,098,000,000USD24,830,000,000USD
Property Plant Equipment Net351,000,000USD1,207,000,000USD351,000,000USD1,307,000,000USD390,000,000USD391,000,000USD387,000,000USD421,000,000USD
Common Stock136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD
Retained Earnings56,218,000,000USD55,702,000,000USD54,682,000,000USD53,923,000,000USD52,595,000,000USD52,308,000,000USD52,277,000,000USD50,972,000,000USD
Intangible Assets—8,976,000,000USD9,034,000,000USD9,216,000,000USD9,296,000,000USD9,083,000,000USD8,758,000,000USD9,232,000,000USD
Total Liab—86,319,000,000USD86,980,000,000USD93,446,000,000USD97,536,000,000USD93,920,000,000USD91,468,000,000USD103,612,000,000USD
Other Current Liab—6,936,000,000USD3,116,000,000USD-1,876,000,000USD-771,000,000USD-815,000,000USD-573,000,000USD-454,000,000USD
Capital Stock—136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD136,000,000USD
Cash—5,654,000,000USD6,245,000,000USD6,768,000,000USD6,965,000,000USD5,231,000,000USD6,229,000,000USD5,612,000,000USD
Cash And Short Term Investments—71,498,000,000USD70,398,000,000USD76,424,000,000USD75,879,000,000USD72,408,000,000USD71,498,000,000USD10,671,000,000USD
Total Current Assets—73,140,000,000USD71,951,000,000USD71,204,000,000USD73,042,000,000USD73,302,000,000USD4,021,000,000USD74,687,000,000USD
Total Current Liabilities—8,254,000,000USD5,807,000,000USD1,477,000,000USD685,000,000USD815,000,000USD—454,000,000USD
Current Deferred Revenue—1,318,000,000USD1,323,000,000USD—————
Net Debt—2,254,000,000USD2,164,000,000USD2,000,000,000USD1,968,000,000USD2,520,000,000USD1,269,000,000USD2,366,000,000USD
Short Long Term Debt Total—7,908,000,000USD8,409,000,000USD8,768,000,000USD8,933,000,000USD7,751,000,000USD7,498,000,000USD7,978,000,000USD
Long Term Debt—7,822,000,000USD8,409,000,000USD8,598,000,000USD8,751,000,000USD7,653,000,000USD7,402,000,000USD7,868,000,000USD
Long Term Investments—86,673,000,000USD81,128,000,000USD91,423,000,000USD87,195,000,000USD84,796,000,000USD82,031,000,000USD90,798,000,000USD
Short Term Investments—65,844,000,000USD64,153,000,000USD69,656,000,000USD68,914,000,000USD67,177,000,000USD65,269,000,000USD5,059,000,000USD
Net Receivables—1,642,000,000USD1,553,000,000USD852,000,000USD873,000,000USD894,000,000USD779,000,000USD814,000,000USD
Accumulated Other Comprehensive Income—1,901,000,000USD1,452,000,000USD653,000,000USD-491,000,000USD-1,859,000,000USD-2,978,000,000USD-3,677,000,000USD
Common Stock Shares Outstanding—514,784,999shares532,015,000shares532,015,000shares538,425,000shares546,878,000shares565,015,000shares560,414,000shares
Non Current Assets Total—43,140,000,000USD44,519,000,000USD367,000,000USD390,000,000USD391,000,000USD30,563,000,000USD421,000,000USD
Non Current Liabilities Total—78,065,000,000USD81,173,000,000USD93,618,000,000USD97,536,000,000USD93,920,000,000USD91,468,000,000USD87,100,000,000USD
Non Currrent Assets Other—2,116,000,000USD1,772,000,000USD-101,946,000,000USD-96,881,000,000USD-85,187,000,000USD-82,418,000,000USD-91,219,000,000USD
Unclassified Non Current Assets—-55,832,000,000USD-48,026,000,000USD-223,885,000,000USD-221,227,000,000USD-214,137,000,000USD-178,442,000,000USD-228,472,000,000USD
Unclassified Non Current Liabilities—70,243,000,000USD72,764,000,000USD85,020,000,000USD88,785,000,000USD86,267,000,000USD84,066,000,000USD79,232,000,000USD
Unclassified Equity—-27,914,000,000USD-26,916,000,000USD-26,160,000,000USD-25,176,000,000USD-24,383,000,000USD-23,473,000,000USD-22,737,000,000USD
Other Current Assets——718,000,000USD-77,276,000,000USD-76,752,000,000USD-73,302,000,000USD-72,277,000,000USD-11,485,000,000USD
Good Will——260,000,000USD———263,000,000USD—
Short Term Debt——0USD399,000,000USD86,000,000USD0USD124,000,000USD87,000,000USD
Unclassified Current Liabilities——1,368,000,000USD1,078,000,000USD513,000,000USD815,000,000USD—367,000,000USD
Other Assets———122,306,000,000USD124,736,000,000USD120,258,000,000USD117,566,000,000USD128,442,000,000USD
Short Long Term Debt———0USD86,000,000USD———
Unclassified Current Assets———-6,072,000,000USD-3,710,000,000USD—-68,256,000,000USD63,202,000,000USD
Inventory———————-8,451,000,000USD
SourceDisclosureDeterministicFinalLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Balance sheet Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20222022-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USD
Total Assets116,470,000,000USD117,566,000,000USD126,724,000,000USD131,738,000,000USD157,542,000,000USD165,086,000,000USD152,768,000,000USD140,406,000,000USD
Intangible Assets9,034,000,000USD8,758,000,000USD9,132,000,000USD8,593,000,000USD9,525,000,000USD10,441,000,000USD10,128,000,000USD9,875,000,000USD
Other Current Assets718,000,000USD-72,277,000,000USD-78,444,000,000USD7,229,000,000USD43,721,000,000USD7,842,000,000USD7,378,000,000USD-851,000,000USD
Total Liab86,980,000,000USD91,468,000,000USD104,739,000,000USD111,598,000,000USD124,289,000,000USD7,899,000,000USD123,809,000,000USD116,944,000,000USD
Total Stockholder Equity29,490,000,000USD26,098,000,000USD21,985,000,000USD20,140,000,000USD33,253,000,000USD157,187,000,000USD28,959,000,000USD23,462,000,000USD
Other Current Liab3,116,000,000USD-573,000,000USD-577,000,000USD1,241,000,000USD4,339,000,000USD4,605,000,000USD-5,370,000,000USD111,179,000,000USD
Common Stock136,000,000USD136,000,000USD136,000,000USD135,000,000USD135,000,000USD135,000,000USD135,000,000USD135,000,000USD
Capital Stock136,000,000USD136,000,000USD136,000,000USD135,000,000USD135,000,000USD135,000,000USD135,000,000USD135,000,000USD
Retained Earnings54,682,000,000USD52,277,000,000USD47,993,000,000USD44,367,000,000USD41,381,000,000USD37,984,000,000USD34,291,000,000USD31,788,000,000USD
Good Will260,000,000USD263,000,000USD265,000,000USD265,000,000USD268,000,000USD269,000,000USD——
Cash6,245,000,000USD6,229,000,000USD4,306,000,000USD3,943,000,000USD5,051,000,000USD5,141,000,000USD4,896,000,000USD4,337,000,000USD
Cash And Equivalents6,245,000,000USD6,229,000,000USD4,306,000,000USD3,943,000,000USD5,051,000,000USD5,141,000,000USD4,896,000,000USD4,337,000,000USD
Cash And Short Term Investments70,398,000,000USD71,498,000,000USD77,596,000,000USD79,684,000,000USD103,747,000,000USD111,023,000,000USD96,158,000,000USD87,232,000,000USD
Total Current Assets71,951,000,000USD4,021,000,000USD29,071,000,000USD80,331,000,000USD143,671,000,000USD111,819,000,000USD96,986,000,000USD88,083,000,000USD
Total Current Liabilities5,807,000,000USD573,000,000USD2,210,000,000USD1,296,000,000USD7,956,000,000USD4,661,000,000USD5,370,000,000USD4,020,000,000USD
Current Deferred Revenue1,323,000,000USD———————
Net Debt2,164,000,000USD1,269,000,000USD3,058,000,000USD3,499,000,000USD2,905,000,000USD2,758,000,000USD1,673,000,000USD1,441,000,000USD
Short Term Debt0USD124,000,000USD52,000,000USD55,000,000USD7,956,000,000USD56,000,000USD53,000,000USD5,778,000,000USD
Short Long Term Debt Total8,409,000,000USD7,498,000,000USD7,364,000,000USD7,497,000,000USD15,807,000,000USD7,955,000,000USD6,569,000,000USD5,778,000,000USD
Long Term Debt8,409,000,000USD7,402,000,000USD7,240,000,000USD7,442,000,000USD7,839,000,000USD7,899,000,000USD6,408,000,000USD5,765,000,000USD
Long Term Investments81,128,000,000USD82,031,000,000USD92,197,000,000USD80,556,000,000USD115,061,000,000USD144,119,000,000USD772,000,000USD773,000,000USD
Short Term Investments64,153,000,000USD65,269,000,000USD73,290,000,000USD75,741,000,000USD98,696,000,000USD105,882,000,000USD91,262,000,000USD82,895,000,000USD
Net Receivables1,553,000,000USD779,000,000USD848,000,000USD647,000,000USD693,000,000USD796,000,000USD828,000,000USD851,000,000USD
Property Plant Equipment Net351,000,000USD387,000,000USD445,000,000USD530,000,000USD538,000,000USD601,000,000USD581,000,000USD443,000,000USD
Accumulated Other Comprehensive Income1,452,000,000USD-2,978,000,000USD-5,520,000,000USD-6,429,000,000USD7,393,000,000USD8,934,000,000USD6,615,000,000USD2,151,000,000USD
Common Stock Shares Outstanding532,015,000shares565,015,000shares598,745,000shares637,655,000shares676,729,000shares716,192,000shares746,430,000shares774,650,000shares
Non Current Assets Total44,519,000,000USD110,558,000,000USD123,553,000,000USD96,418,000,000USD538,000,000USD132,230,000,000USD55,782,000,000USD114,643,000,000USD
Non Current Liabilities Total81,173,000,000USD91,468,000,000USD104,739,000,000USD91,962,000,000USD7,956,000,000USD7,899,000,000USD123,809,000,000USD116,944,000,000USD
Non Currrent Assets Other1,772,000,000USD-91,439,000,000USD-92,642,000,000USD-14,066,000,000USD-142,977,905,794USD-18,920,000,000USD146,463,000,000USD-114,643,000,000USD
Unclassified Non Current Assets-48,026,000,000USD-98,447,000,000USD-105,210,000,000USD6,474,000,000USD-282,396,000,000USD-23,200,000,000USD-102,162,000,000USD103,552,000,000USD
Unclassified Current Liabilities1,368,000,000USD449,000,000USD2,158,000,000USD-1,296,000,000USD-8,678,000,000USD-4,661,000,000USD—-116,957,000,000USD
Unclassified Non Current Liabilities72,764,000,000USD84,066,000,000USD97,499,000,000USD-107,108,000,000USD-228,210,000,000USD-242,595,000,000USD-96,649,000,000USD-92,000,000,000USD
Unclassified Equity-26,916,000,000USD-23,473,000,000USD-20,760,000,000USD2,506,000,000USD2,394,000,000USD125,903,000,000USD2,178,000,000USD2,042,000,000USD
Other Assets—117,566,000,000USD126,724,000,000USD-45,011,000,000USD157,542,000,000USD-78,963,000,000USD-66,948,000,000USD-62,320,000,000USD
Unclassified Current Assets—-68,256,000,000USD-49,373,000,000USD-7,229,000,000USD-4,490,000,000USD-7,842,000,000USD-7,378,000,000USD—
Inventory——-78,444,000,000USD-7,229,000,000USD-7,496,000,000USD-7,842,000,000USD-7,378,000,000USD-7,004,000,000USD
Other Liab———91,714,000,000USD116,333,000,000USD123,628,000,000USD102,180,000,000USD96,033,000,000USD
Accounts Payable———1,296,000,000USD4,339,000,000USD4,661,000,000USD5,370,000,000USD4,020,000,000USD
Treasury Stock———-20,574,000,000USD-18,185,000,000USD-15,904,000,000USD-14,395,000,000USD-12,789,000,000USD
Non Current Liabilities Other———99,914,000,000USD111,994,000,000USD118,967,000,000USD111,870,000,000USD107,146,000,000USD
Net Tangible Assets———22,365,000,000USD33,253,000,000USD33,559,000,000USD28,959,000,000USD23,462,000,000USD
Property Plant Equipment Gross—————601,000,000USD581,000,000USD443,000,000USD
Short Long Term Debt———————0USD
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Cash flow YTD

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ2 20262026-06-30 · USD
Net Income1,844,000,000USD
Unclassified Operating Cash Flow-764,000,000USD
Operating Cash Flow1,080,000,000USD
Other Investing Activities193,000,000USD
Unclassified Investing Cash Flow842,000,000USD
Investing Cash Flow1,035,000,000USD
Net Debt Issuance511,000,000USD
Net Common Stock Issuance-1,977,000,000USD
Common Dividends Paid-603,000,000USD
Other Financing Activities3,000,000USD
Unclassified Financing Cash Flow-138,000,000USD
Financing Cash Flow-2,204,000,000USD
Effect Of Forex Changes On Cash-36,000,000USD
Change In Cash-125,000,000USD
End Cash Flow6,120,000,000USD
SourceDisclosureDeterministicFinal

Cash flow Quarterly

Exact reported values; units shown beside each amount. Missing values are —.
MetricQ1 20262026-03-31 · USDQ4 20252025-12-31 · USDQ3 20252025-09-30 · USDQ2 20252025-06-30 · USDQ1 20252025-03-31 · USDQ4 20242024-12-31 · USDQ3 20242024-09-30 · USDQ2 20242024-06-30 · USD
Net Income1,019,000,000USD1,379,000,000USD1,639,000,000USD599,000,000USD29,000,000USD1,902,000,000USD-93,000,000USD1,755,000,000USD
Other Non Cash Items-164,000,000USD831,000,000USD-1,559,000,000USD254,000,000USD616,000,000USD-1,220,000,000USD1,413,000,000USD-973,000,000USD
Change To Account Receivables-30,000,000USD-85,000,000USD48,000,000USD-11,000,000USD-37,000,000USD23,000,000USD9,000,000USD-13,000,000USD
Change In Working Capital113,000,000USD-566,000,000USD510,000,000USD-454,000,000USD-56,000,000USD-349,000,000USD-50,000,000USD-527,000,000USD
Total Cash From Operating Activities968,000,000USD315,000,000USD1,252,000,000USD399,000,000USD589,000,000USD333,000,000USD1,270,000,000USD255,000,000USD
Capital Expenditures0USD0USD0USD0USD0USD0USD0USD0USD
Free Cash Flow968,000,000USD315,000,000USD1,252,000,000USD399,000,000USD589,000,000USD333,000,000USD1,270,000,000USD255,000,000USD
Investments-2,469,000,000USD1,317,000,000USD28,000,000USD1,533,000,000USD-359,000,000USD1,517,000,000USD-1,030,000,000USD2,067,000,000USD
Total Cashflows From Investing Activities244,000,000USD359,000,000USD28,000,000USD1,533,000,000USD-359,000,000USD1,517,000,000USD-1,030,000,000USD2,067,000,000USD
Net Borrowings-400,000,000USD0USD-84,000,000USD1,039,000,000USD0USD0USD0USD—
Total Cash From Financing Activities-1,762,000,000USD-1,184,000,000USD-1,462,000,000USD-162,000,000USD-1,261,000,000USD-1,084,000,000USD-826,000,000USD-1,320,000,000USD
Dividends Paid-304,000,000USD-292,000,000USD-299,000,000USD-301,000,000USD-306,000,000USD-267,000,000USD-270,000,000USD-272,000,000USD
Sale Purchase Of Stock-1,000,000,000USD-801,000,000USD-1,000,000,000USD-829,000,000USD-900,000,000USD-750,000,000USD-500,000,000USD-800,000,000USD
Issuance Of Capital Stock4,000,000USD3,000,000USD3,000,000USD-2,000,000USD4,000,000USD-7,000,000USD9,000,000USD6,000,000USD
Change In Cash-591,000,000USD-523,000,000USD-197,000,000USD1,734,000,000USD-998,000,000USD617,000,000USD-448,000,000USD962,000,000USD
Begin Period Cash Flow6,245,000,000USD6,768,000,000USD6,965,000,000USD5,231,000,000USD6,229,000,000USD5,612,000,000USD6,060,000,000USD5,098,000,000USD
End Period Cash Flow5,654,000,000USD6,245,000,000USD6,768,000,000USD6,965,000,000USD5,231,000,000USD6,229,000,000USD5,612,000,000USD6,060,000,000USD
Other Cashflows From Investing Activities1,449,000,000USD28,410,000,000USD-12,127,000,000USD2,749,000,000USD1,014,000,000USD-1,524,000,000USD-647,000,000USD1,822,000,000USD
Other Cashflows From Financing Activities-62,000,000USD-94,000,000USD-82,000,000USD-69,000,000USD-59,000,000USD-60,000,000USD-65,000,000USD-60,000,000USD
Unclassified Investing Cash Flow1,264,000,000USD-29,368,000,000USD12,127,000,000USD-2,749,000,000USD-1,014,000,000USD1,524,000,000USD647,000,000USD-1,822,000,000USD
Depreciation—-1,308,000,000USD655,000,000USD437,000,000USD——419,000,000USD4,000,000USD
Stock Based Compensation—-21,000,000USD7,000,000USD7,000,000USD7,000,000USD———
Unclassified Operating Cash Flow———-444,000,000USD-7,000,000USD—-419,000,000USD-4,000,000USD
Unclassified Financing Cash Flow———-2,000,000USD——9,000,000USD-188,000,000USD
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Cash flow Yearly

Exact reported values; units shown beside each amount. Missing values are —.
MetricFY 20252025-12-31 · USDFY 20242024-12-31 · USDFY 20232023-12-31 · USDFY 20212021-12-31 · USDFY 20202020-12-31 · USDFY 20192019-12-31 · USDFY 20182018-12-31 · USDFY 20172017-12-31 · USD
Net Income3,646,000,000USD5,443,000,000USD4,659,000,000USD4,325,000,000USD4,778,000,000USD3,304,000,000USD2,920,000,000USD4,604,000,000USD
Other Non Cash Items68,000,000USD-2,092,000,000USD183,000,000USD-440,000,000USD524,000,000USD323,000,000USD742,000,000USD-35,000,000USD
Change To Account Receivables-66,000,000USD51,000,000USD-133,000,000USD72,000,000USD52,000,000USD-32,000,000USD-55,000,000USD-91,000,000USD
Change In Working Capital-1,159,000,000USD-644,000,000USD-1,652,000,000USD1,166,000,000USD656,000,000USD1,828,000,000USD2,352,000,000USD1,559,000,000USD
Total Cash From Operating Activities2,555,000,000USD2,707,000,000USD3,190,000,000USD5,051,000,000USD5,958,000,000USD5,455,000,000USD6,014,000,000USD6,128,000,000USD
Capital Expenditures0USD0USD0USD0USD0USD0USD0USD0USD
Free Cash Flow2,555,000,000USD2,707,000,000USD3,190,000,000USD5,051,000,000USD5,958,000,000USD5,455,000,000USD6,014,000,000USD6,128,000,000USD
Investments-985,000,000USD2,781,000,000USD1,536,000,000USD-1,125,000,000USD-3,230,000,000USD-2,698,000,000USD-3,333,000,000USD-3,345,000,000USD
Total Cashflows From Investing Activities1,561,000,000USD2,781,000,000USD817,000,000USD-2,378,000,000USD-4,619,000,000USD-3,171,000,000USD-3,582,000,000USD-5,431,000,000USD
Net Borrowings955,000,000USD629,000,000USD204,000,000USD417,000,000USD1,184,000,000USD614,000,000USD439,000,000USD-86,000,000USD
Total Cash From Financing Activities-4,069,000,000USD-3,486,000,000USD-3,723,000,000USD-2,739,000,000USD-1,115,000,000USD-1,713,000,000USD-1,616,000,000USD-2,065,000,000USD
Dividends Paid-1,198,000,000USD-1,087,000,000USD-966,000,000USD-855,000,000USD-769,000,000USD-771,000,000USD-793,000,000USD-661,000,000USD
Sale Purchase Of Stock-3,530,000,000USD-2,800,000,000USD-2,801,000,000USD-2,301,000,000USD-1,537,000,000USD-1,627,000,000USD-1,301,000,000USD-1,351,000,000USD
Issuance Of Capital Stock8,000,000USD14,000,000USD11,000,000USD26,000,000USD34,000,000USD49,000,000USD58,000,000USD—
Change In Cash16,000,000USD1,923,000,000USD363,000,000USD-90,000,000USD245,000,000USD559,000,000USD846,000,000USD-1,368,000,000USD
Begin Period Cash Flow6,229,000,000USD4,306,000,000USD3,943,000,000USD5,141,000,000USD4,896,000,000USD4,337,000,000USD3,491,000,000USD4,859,000,000USD
End Period Cash Flow6,245,000,000USD6,229,000,000USD4,306,000,000USD5,051,000,000USD5,141,000,000USD4,896,000,000USD4,337,000,000USD3,491,000,000USD
Other Cashflows From Investing Activities1,863,000,000USD1,900,000,000USD95,000,000USD-1,253,000,000USD-1,389,000,000USD-473,000,000USD-3,388,000,000USD-2,085,000,000USD
Other Cashflows From Financing Activities-304,000,000USD-242,000,000USD-177,000,000USD1,091,000,000USD1,507,000,000USD1,251,000,000USD-50,000,000USD35,000,000USD
Unclassified Investing Cash Flow683,000,000USD-1,900,000,000USD-814,000,000USD———3,139,000,000USD—
Depreciation——39,000,000USD1,170,000,000USD1,214,000,000USD1,282,000,000USD1,245,000,000USD1,132,000,000USD
Stock Based Compensation——79,000,000USD65,000,000USD61,000,000USD59,000,000USD——
Unclassified Operating Cash Flow——-118,000,000USD-1,235,000,000USD-1,275,000,000USD-1,341,000,000USD-1,245,000,000USD-1,132,000,000USD
Change To Liabilities———1,094,000,000USD604,000,000USD1,860,000,000USD2,407,000,000USD1,650,000,000USD
Exchange Rate Changes———-24,000,000USD21,000,000USD-12,000,000USD30,000,000USD—
Cash And Cash Equivalents Changes———-90,000,000USD245,000,000USD559,000,000USD846,000,000USD-1,368,000,000USD
Unclassified Financing Cash Flow———-1,091,000,000USD-1,500,000,000USD-1,180,000,000USD89,000,000USD—
Change To Inventory———————0USD
SourceLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacyLegacy providerLegacy

Operating metrics

Aflac Japan Adjusted Expense Ratio

Period endPeriodValueUnitSource
2026-06-30quarterly20.2percentDisclosure

Aflac Japan Annualized Premiums in Force

Period endPeriodValueUnitSource
2026-06-30instant1,160,000,000,000JPYDisclosure

Aflac Japan Bank Distribution Partners

Period endPeriodValueUnitSource
2026-06-30instant356banksDisclosure

Aflac Japan Bank Distribution Penetration

Period endPeriodValueUnitSource
2026-06-30instant90percentDisclosure

Aflac Japan Benefit Ratio

Period endPeriodValueUnitSource
2026-06-30quarterly64percentDisclosure

Aflac Japan Cancer Policies in Force

Period endPeriodValueUnitSource
2026-06-30instant14,000,000policiesDisclosure

Aflac Japan Individual Policies in Force

Period endPeriodValueUnitSource
2026-06-30instant22,000,000policiesDisclosure

Aflac Japan Licensed Sales Associates

Period endPeriodValueUnitSource
2026-06-30instant111,000licensed sales associatesDisclosure

Aflac Japan New Annualized Premium Sales

Period endPeriodValueUnitSource
2026-06-30quarterly19,600,000,000JPYDisclosure

Aflac Japan New Money Yield

Period endPeriodValueUnitSource
2026-06-30quarterly4.19percentDisclosure

Aflac Japan New Sales Agencies Recruited

Period endPeriodValueUnitSource
2026-06-30quarterly139agenciesDisclosure

Aflac Japan New Sales Mix: Affiliated Agencies

Period endPeriodValueUnitSource
2026-06-30quarterly47.3percentDisclosure

Aflac Japan New Sales Mix: Banks

Period endPeriodValueUnitSource
2026-06-30quarterly2.7percentDisclosure

Aflac Japan New Sales Mix: Cancer

Period endPeriodValueUnitSource
2026-06-30quarterly55.2percentDisclosure

Aflac Japan New Sales Mix: Independent Agencies

Period endPeriodValueUnitSource
2026-06-30quarterly50percentDisclosure

Aflac Japan New Sales Mix: Medical and Other Health

Period endPeriodValueUnitSource
2026-06-30quarterly17.8percentDisclosure

Aflac Japan New Sales Mix: Ordinary Life

Period endPeriodValueUnitSource
2026-06-30quarterly3.8percentDisclosure

Aflac Japan New Sales Mix: Other

Period endPeriodValueUnitSource
2026-06-30quarterly0.7percentDisclosure

Aflac Japan New Sales Mix: Tsumitasu

Period endPeriodValueUnitSource
2026-06-30quarterly22percentDisclosure

Aflac Japan New Sales Mix: WAYS

Period endPeriodValueUnitSource
2026-06-30quarterly0.5percentDisclosure

Aflac Japan Portfolio Book Yield

Period endPeriodValueUnitSource
2026-06-30instant3.39percentDisclosure

Aflac Japan Premium Persistency

Period endPeriodValueUnitSource
2026-06-30ttm92.7percentDisclosure

Aflac Japan Pretax Adjusted Profit Margin

Period endPeriodValueUnitSource
2026-06-30quarterly34.3percentDisclosure

Aflac Japan Return on Average Invested Assets

Period endPeriodValueUnitSource
2026-06-30quarterly3.18percentDisclosure

Aflac Japan Sales Agencies

Period endPeriodValueUnitSource
2026-06-30instant6,200agenciesDisclosure

Aflac U.S. Adjusted Expense Ratio

Period endPeriodValueUnitSource
2026-06-30quarterly36.1percentDisclosure

Aflac U.S. Annualized Premiums in Force

Period endPeriodValueUnitSource
2026-06-30instant6,800,000,000USDDisclosure

Aflac U.S. Average Weekly Producers

Period endPeriodValueUnitSource
2026-06-30quarterly5,100active producersDisclosure

Aflac U.S. Benefit Ratio

Period endPeriodValueUnitSource
2026-06-30quarterly49.5percentDisclosure

Aflac U.S. New Annualized Premium Sales

Period endPeriodValueUnitSource
2026-06-30quarterly349,000,000USDDisclosure

Aflac U.S. New Money Yield

Period endPeriodValueUnitSource
2026-06-30quarterly6.37percentDisclosure

Aflac U.S. New Sales Mix: Accident

Period endPeriodValueUnitSource
2026-06-30quarterly18.2percentDisclosure

Aflac U.S. New Sales Mix: Critical Care

Period endPeriodValueUnitSource
2026-06-30quarterly17.2percentDisclosure

Aflac U.S. New Sales Mix: Dental/Vision

Period endPeriodValueUnitSource
2026-06-30quarterly7.5percentDisclosure

Aflac U.S. New Sales Mix: Disability

Period endPeriodValueUnitSource
2026-06-30quarterly26.3percentDisclosure

Aflac U.S. New Sales Mix: Hospital Indemnity

Period endPeriodValueUnitSource
2026-06-30quarterly11.8percentDisclosure

Aflac U.S. New Sales Mix: Life

Period endPeriodValueUnitSource
2026-06-30quarterly19percentDisclosure

Aflac U.S. Portfolio Book Yield

Period endPeriodValueUnitSource
2026-06-30instant5.51percentDisclosure

Aflac U.S. Premium Persistency

Period endPeriodValueUnitSource
2026-06-30ttm79.4percentDisclosure

Aflac U.S. Pretax Adjusted Profit Margin

Period endPeriodValueUnitSource
2026-06-30quarterly20.9percentDisclosure

Aflac U.S. Return on Average Invested Assets

Period endPeriodValueUnitSource
2026-06-30quarterly4.98percentDisclosure

Commercial Mortgage Loans Weighted-Average DSCR

Period endPeriodValueUnitSource
2026-06-30instant2.59ratioDisclosure

Loans 90 Days or More Past Due

Period endPeriodValueUnitSource
2026-06-30instant732,000,000USDDisclosure

Loans on Nonaccrual Status

Period endPeriodValueUnitSource
2026-06-30instant797,000,000USDDisclosure

Total Past-Due Loans

Period endPeriodValueUnitSource
2026-06-30instant895,000,000USDDisclosure

Revenue breakdown

PeriodDimensionBusiness / regionRevenueCurrencySource
Q1 2026Quarterly · 2026-03-31SegmentAflac Japan2,172,000,000USD0001628280-26-030923
Q1 2026Quarterly · 2026-03-31SegmentAflac US1,779,000,000USD0001628280-26-030923
Q1 2026Quarterly · 2026-03-31SegmentCorporate And Other292,000,000USD0001628280-26-030923
Q4 2025Quarterly · 2025-12-31SegmentAflac Japan2,278,000,000USDLegacy provider
Q4 2025Quarterly · 2025-12-31SegmentAflac US1,726,000,000USDLegacy provider
Q4 2025Quarterly · 2025-12-31SegmentCorporate And Other272,000,000USDLegacy provider
FY 2025Yearly · 2025-12-31SegmentAflac Japan9,357,000,000USD0001628280-26-011402
FY 2025Yearly · 2025-12-31SegmentAflac US6,903,000,000USD0001628280-26-011402
FY 2025Yearly · 2025-12-31SegmentCorporate And Other1,277,000,000USD0001628280-26-011402
Q3 2025Quarterly · 2025-09-30SegmentAflac Japan2,335,000,000USD0001628280-25-049279
Q3 2025Quarterly · 2025-09-30SegmentAflac US1,728,000,000USD0001628280-25-049279
Q3 2025Quarterly · 2025-09-30SegmentCorporate And Other343,000,000USD0001628280-25-049279
Q2 2025Quarterly · 2025-06-30SegmentAflac Japan2,472,000,000USD0000004977-25-000132
Q2 2025Quarterly · 2025-06-30SegmentAflac US1,728,000,000USD0000004977-25-000132
Q2 2025Quarterly · 2025-06-30SegmentCorporate And Other336,000,000USD0000004977-25-000132
Q1 2025Quarterly · 2025-03-31SegmentAflac Japan2,272,000,000USD0001628280-26-030923
Q1 2025Quarterly · 2025-03-31SegmentAflac US1,721,000,000USD0001628280-26-030923
Q1 2025Quarterly · 2025-03-31SegmentCorporate And Other326,000,000USD0001628280-26-030923
Q4 2024Quarterly · 2024-12-31SegmentAflac Japan2,361,000,000USDLegacy provider
Q4 2024Quarterly · 2024-12-31SegmentAflac US1,672,000,000USDLegacy provider
Q4 2024Quarterly · 2024-12-31SegmentCorporate And Other286,000,000USDLegacy provider
FY 2024Yearly · 2024-12-31SegmentAflac Japan9,659,000,000USD0001628280-26-011402
FY 2024Yearly · 2024-12-31SegmentAflac US6,739,000,000USD0001628280-26-011402
FY 2024Yearly · 2024-12-31SegmentCorporate And Other1,007,000,000USD0001628280-26-011402
Q3 2024Quarterly · 2024-09-30SegmentAflac Japan2,378,000,000USD0001628280-25-049279
Q3 2024Quarterly · 2024-09-30SegmentAflac US1,684,000,000USD0001628280-25-049279
Q3 2024Quarterly · 2024-09-30SegmentCorporate And Other225,000,000USD0001628280-25-049279
Q2 2024Quarterly · 2024-06-30SegmentAflac Japan2,447,000,000USD0000004977-25-000132
Q2 2024Quarterly · 2024-06-30SegmentAflac US1,684,000,000USD0000004977-25-000132
Q2 2024Quarterly · 2024-06-30SegmentCorporate And Other249,000,000USD0000004977-25-000132
FY 2023Yearly · 2023-12-31SegmentAflac Japan10,664,000,000USD0001628280-26-011402
FY 2023Yearly · 2023-12-31SegmentAflac US6,623,000,000USD0001628280-26-011402
FY 2023Yearly · 2023-12-31SegmentCorporate And Other460,000,000USD0001628280-26-011402
FY 2022Yearly · 2022-12-31SegmentAflac Japan11,890,000,000USD0000004977-25-000047
FY 2022Yearly · 2022-12-31SegmentAflac US6,486,000,000USD0000004977-25-000047
FY 2022Yearly · 2022-12-31SegmentCorporate And Other267,000,000USD0000004977-25-000047
FY 2021Yearly · 2021-12-31SegmentAflac Japan14,373,000,000USD0000004977-24-000053
FY 2021Yearly · 2021-12-31SegmentAflac US6,489,000,000USD0000004977-24-000053
FY 2021Yearly · 2021-12-31SegmentCorporate And Other175,000,000USD0000004977-24-000053
FY 2020Yearly · 2020-12-31SegmentAflac Japan15,371,000,000USD0000004977-23-000055
FY 2020Yearly · 2020-12-31SegmentAflac US6,565,000,000USD0000004977-23-000055
FY 2020Yearly · 2020-12-31SegmentCorporate And Other384,000,000USD0000004977-23-000055
FY 2019Yearly · 2019-12-31SegmentAflac Japan15,313,000,000USD0000004977-22-000058
FY 2019Yearly · 2019-12-31SegmentAflac US6,550,000,000USD0000004977-22-000058
FY 2019Yearly · 2019-12-31SegmentAll Other Segments444,000,000USD0000004977-22-000058
FY 2017Yearly · 2017-12-31SegmentAll Other Segments140,000,000USD0000004977-18-000054
FY 2017Yearly · 2017-12-31SegmentCorporate And Eliminations210,000,000USD0000004977-18-000054
FY 2017Yearly · 2017-12-31SegmentOperating Segments — Aflac Japan15,028,000,000USD0000004977-18-000054
FY 2017Yearly · 2017-12-31SegmentOperating Segments — Aflac Us6,289,000,000USD0000004977-18-000054

Periods follow company fiscal calendars. Quarterly, annual and year-to-date amounts are shown separately. Missing values are not zero. Data may be delayed, incomplete or corrected; follow the disclosure links to verify figures.