AFL (Aflac Incorporated) Stock Financials & Earnings

AFLAflac Incorporated

Mkt Cap$57B

Revenue (TTM)$17.4B

Net Income (TTM)$3.6B

EPS (TTM)$6.83

Free Cash Flow (TTM)$2.6B

Gross Margin38.7%

Op. Margin26.3%

Net Margin21.0%

FCF Margin14.7%

P/S Ratio (TTM)3.3x

P/E Ratio (TTM)15.7x

YoY Rev Growth-9.2%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$4.8B	$4.8B	$1.3B
Q2 23	$5.2B	$5.2B	$1.8B
Q3 23	$5.0B	$5.0B	$1.8B
Q4 23	$3.9B	$3.9B	$290M
Q1 24	$5.4B	$2.5B	$2.2B
Q2 24	$5.2B	$2.3B	$2.0B
Q3 24	$3.0B	$479M	$92M
Q4 24	$5.5B	$2.5B	$2.1B
Q1 25	$3.5B	$490M	$145M
Q2 25	$4.2B	$1.2B	$822M
Q3 25	$4.8B	$2.1B	$2.0B
Q4 25	$4.9B	$2.9B	$1.6B

Revenue Breakdown

Valuation

Operating Cash Flow

OpEx vs Revenue Growth (YoY)

Stock-Based Compensation

OpEx Breakdown

Revenue Segments

Quarter

Revenue by Geography

Quarter	Aflac Japan Member	Aflac US Member
Q2 25	$2.5B	$1.7B

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$3.8B	$78.1B	$81.9B
Q2 23	$4.7B	$74.5B	$79.2B
Q3 23	$5.5B	$69.8B	$75.3B
Q4 23	$4.3B	$73.3B	$77.6B
Q1 24	$5.1B	$70.1B	$75.2B
Q2 24	$6.1B	$66.3B	$72.3B
Q3 24	$5.6B	$5.1B	$10.7B
Q4 24	$6.2B	$65.3B	$71.5B
Q1 25	$5.2B	$67.2B	$72.4B
Q2 25	$7.0B	$68.9B	$75.9B
Q3 25	$6.8B	$69.7B	$76.4B
Q4 25	$6.2B	$0	$6.2B

Shares Outstanding

Revenue Per Employee

Revenue / Employee