ACIW Q3 2021 Earnings — ACI Worldwide, Inc. Revenue & Financial Results | Market Cap Arena

ACIWACI Worldwide, Inc.

$4B

Q3 2021 Earnings

Technology Software - Infrastructure

Income Statement

Revenue

$317M+0.3% YoY

Gross Profit

$158M49.9% margin

Operating Income

$28M8.8% margin

Net Income

$14M4.3% margin

EPS (Diluted)

$0.12

QoQ Revenue Growth

+5.1%

Cash Flow

Operating Cash Flow

$39M

Free Cash Flow

$30M

Stock-Based Comp.

$6M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.0B

Stockholders' Equity

$1.2B

Cash & Equivalents

$141M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$317M	$316M	+0.3%
Gross Profit	$158M	$157M	+0.6%
Operating Income	$28M	$31M	-10.3%
Net Income	$14M	$16M	-13.2%

Revenue Segments

Biller Payments

$146M46%

Issuing And Acquiring

$81M25%

Merchant Payments

$39M12%

Real Time Payments

$28M9%

Digital Business Banking

$17M5%

Fraud Management

$7M2%

Geographic Segments

UNITED STATES

$199M63%

Non-US

$118M37%