ACIW Q3 2020 Earnings — ACI Worldwide, Inc. Revenue & Financial Results | Market Cap Arena

ACIWACI Worldwide, Inc.

$4B

Q3 2020 Earnings

Technology Software - Infrastructure

Income Statement

Revenue

$316M-11.0% YoY

Gross Profit

$157M49.8% margin

Operating Income

$31M9.9% margin

Net Income

$16M5.0% margin

EPS (Diluted)

$0.13

QoQ Revenue Growth

+5.3%

Cash Flow

Operating Cash Flow

$67M

Free Cash Flow

$57M

Stock-Based Comp.

$8M

Balance Sheet

Total Assets

$3.1B

Total Liabilities

$2.0B

Stockholders' Equity

$1.1B

Cash & Equivalents

$134M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$316M	$355M	-11.0%
Gross Profit	$157M	$181M	-13.0%
Operating Income	$31M	$55M	-43.6%
Net Income	$16M	$32M	-50.1%

Revenue Segments

Biller Payments

$149M47%

Retail Payments

$92M29%

Merchant Payments

$29M9%

Payments Intelligence

$18M6%

Digital Channels

$14M5%

Real Time Payments

$13M4%

Geographic Segments

UNITED STATES

$199M63%

EMEA

$79M25%

Asia Pacific

$22M7%

Americas, Other

$15M5%