WTFC Q3 2018 Earnings — Wintrust Financial Corporation Revenue & Financial Results | Market Cap Arena

WTFCWintrust Financial Corporation

$9B

Q3 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$404M+23.7% YoY

Gross Profit

$335M83.1% margin

Operating Income

$123M30.4% margin

Net Income

$92M22.8% margin

EPS (Diluted)

$1.57

QoQ Revenue Growth

+6.8%

Cash Flow

Operating Cash Flow

$159M

Free Cash Flow

$139M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$30.1B

Total Liabilities

$27.0B

Stockholders' Equity

$3.2B

Cash & Equivalents

$1.4B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$404M	$326M	+23.7%
Gross Profit	$335M	$287M	+16.9%
Operating Income	$123M	$104M	+17.8%
Net Income	$92M	$66M	+40.1%

Revenue Segments

Service Charges on Deposit Accounts Revenue

$9M58%

Other Deposit Related Fee Revenue

$3M19%

Card Related Fee Revenue

$2M14%

Administrative Services Revenue

$1M7%

Mortgage Broker Fees

$295,0002%