WSBCO FY 2025 Earnings Report — WesBanco, Inc. Revenue & Financial Results | Market Cap Arena

WesBanco, Inc.WSBCO

FY 2025 Earnings

Reported December 30, 2025

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$1.3B	—	$948M	—	35.8%
Op. Income	$279M	—	$185M	—	50.8%
Gross Margin	58.4%	—	61.3%	—	-2.9pp
Net Margin	17.3%	—	16.0%	—	1.4pp
EPS (Diluted)	$2.23	—	$2.26	—	-1.3%
Free Cash Flow	$282M	—	$201M	—	40.6%

Revenue Flow

Item	Amount
REVENUE	$1.3B
Cost of Revenue	$535M
GROSS PROFIT	$752M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$374M
SG&A Expenses	$374M
Other Expenses	$99M
Operating Expenses	$472M
Cost & Expenses	$1.0B
OPERATING INCOME	$279M
Interest Income	$1.3B
Interest Expense	$458M
Other Income/Expenses	$0
INCOME BEFORE TAX	$279M
Income Tax Expense	$56M
Net Income from Continuing Ops	$223M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$223M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$203M
D&A	$0
EBIT	$279M
EBITDA	$279M
EPS	$2
EPS Diluted	$2

Income Statement

Item	Amount
REVENUE	$1.3B
Cost of Revenue	$535M
GROSS PROFIT	$752M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$374M
SG&A Expenses	$374M
Other Expenses	$99M
Operating Expenses	$472M
Cost & Expenses	$1.0B
OPERATING INCOME	$279M
Interest Income	$1.3B
Interest Expense	$458M
Other Income/Expenses	$0
INCOME BEFORE TAX	$279M
Income Tax Expense	$56M
Net Income from Continuing Ops	$223M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$223M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$203M
D&A	$0
EBIT	$279M
EBITDA	$279M
EPS	$2
EPS Diluted	$2

Cash Flow Statement

Item	Amount
Net Income	$223M
Depreciation & Amortization	$0
Stock-Based Compensation	$0
Deferred Income Tax	$0
Other Non-Cash Items	$80M
Change in Working Capital	-$10M
OPERATING CASH FLOW	$293M
Capital Expenditure	-$10M
Acquisitions (Net)	$200M
Purchases of Investments	-$1.4B
Sales/Maturities of Investments	$1.7B
Other Investing Activities	-$508M
NET CASH FROM INVESTING	-$73M
Net Debt Issuance	-$436M
Common Stock Repurchased	-$151M
Common Dividends Paid	-$125M
Other Financing Activities	$671M
NET CASH FROM FINANCING	$169M
FREE CASH FLOW	$282M
Net Change in Cash	$0

Balance Sheet

Item	Amount
Cash & Equivalents	$205M
Short-Term Investments	$0
Net Receivables	$107M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$312M
PP&E (Net)	$263M
Goodwill	$1.6B
Intangible Assets	$141M
Long-Term Investments	$24.4B
Tax Assets	$0
Other Non-Current Assets	$973M
TOTAL NON-CURRENT ASSETS	$27.4B
TOTAL ASSETS	$27.7B
Account Payables	$0
Short-Term Debt	$1.3B
Deferred Revenue	$0
Other Current Liabilities	$0
TOTAL CURRENT LIABILITIES	$1.3B
Long-Term Debt	$359M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$22.0B
TOTAL NON-CURRENT LIABILITIES	$22.4B
TOTAL LIABILITIES	$23.7B
Common Stock	$200M
Additional Paid-In Capital	$2.5B
Retained Earnings	$1.3B
Treasury Stock	$0
Accum. Other Comp. Income	-$136M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$4.0B
Minority Interest	$0
TOTAL EQUITY	$4.0B
TOTAL LIABILITIES & EQUITY	$27.7B
Total Debt	$1.7B
Net Debt	$1.5B