WF

MKT CAP:$16B

Woori Financial Group Inc.

Market Cap

$16B

Financial Services·Banks - Regional·🇰🇷 South Korea·NYSE

Financials·Banks - Regional·🇰🇷·NYSE

Stock Price

$67.14+$7.92 (+13.37%)

Apr 24, 2026

Company Details

Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea. It operates through Banking, Credit Card, C...

CEO

Jong-Yong Yim

IPO Date

Oct 1, 2003

Website

www.woorifg.com

Key Metrics TTM

Revenue

$10.8B

+75.0% YoY

Net Income

$2.5B

EPS (Diluted)

$10.21

Free Cash Flow

$173M

Revenue / Share

$44.25

Gross Margin

63.6%

Operating Margin

29.4%

Net Margin

23.2%

FCF Margin

1.6%

P/S

1.5x

P/E

6.5x

Earnings Reports

Q3 2025

Nov 14, 2025

$1.7BEPS $3.34

Q2 2025

Aug 14, 2025

$4.2BEPS $2.48

Q2 2022

Jun 29, 2022

$2.7BEPS $2.57

Q2 2019

Jun 29, 2019

$2.2B+81.1%EPS $1.82

Q1 2019

Mar 30, 2019

$1.2B+2.2%EPS $1.73

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q1 18	$1.2B	$1.1B	$544M
Q2 18	$1.2B	$1.3B	$672M
Q3 18	$2.0B	$1.2B	$557M
Q4 18	$1.8B	$849M	$120M
Q1 19	$1.2B	$1.2B	$557M
Q2 19	$2.2B	$1.3B	$609M
Q2 22	$2.7B	$1.7B	$879M
Q2 25	$4.2B	$2.0B	$801M
Q3 25	$1.7B	$1.9B	$885M

Valuation

Quarter	P/S	P/E
Q1 18	—	—
Q2 18	—	—
Q3 18	—	—
Q4 18	2.7x	11.9x
Q1 19	2.7x	12.0x
Q2 19	2.3x	12.7x
Q2 22	2.1x	10.9x
Q2 25	1.6x	8.0x
Q3 25	1.5x	6.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 18	$4.2B	$4.2B
Q2 22	-$8.3B	-$8.4B
Q2 25	-$1.4B	-$1.5B
Q3 25	$5.9B	$5.9B

Capital Expenditures

Quarter	CapEx
Q4 18	$45M
Q2 22	$42M
Q2 25	$77M
Q3 25	$6M

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 19	+2.2%	+2.0%
Q2 19	+81.1%	+196.8%
Q2 22	+39.1%	+31.7%
Q2 25	+136.6%	+105.5%
Q3 25	+36.7%	+18.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 18	$993M	55.7%
Q2 22	-$357.8K	-0.0%
Q2 25	$0	0.0%
Q3 25	$15M	0.9%

OpEx Breakdown

Quarter	G&A	S&M
Q1 18	$499M	—
Q2 18	$559M	—
Q3 18	$533M	$17M
Q4 18	$601M	$34M
Q1 19	$561M	—
Q2 19	$513M	$20M
Q2 22	$576M	$32M
Q2 25	$714M	$26M
Q3 25	$713M	$31M

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 22	$8.8B	$27.3B	$36.1B
Q2 22	$6.8B	$24.5B	$31.3B
Q3 22	$6.3B	$23.4B	$29.6B
Q4 22	$23.1B	$22.3B	$45.4B
Q1 23	$20.9B	$22.8B	$43.7B
Q2 23	$14.6B	$23.6B	$38.2B
Q3 23	$17.5B	$24.7B	$42.1B
Q4 23	$20.6B	$25.6B	$46.2B
Q1 24	$21.6B	$24.3B	$45.8B
Q2 24	$17.2B	$26.2B	$43.4B
Q3 24	$22.6B	$24.8B	$47.4B
Q4 24	$18.4B	$29.6B	$48.0B
Q1 25	$17.3B	$29.0B	$46.3B
Q2 25	$20.3B	$26.6B	$46.9B
Q3 25	$19.9B	$50.1B	$70.0B
Q4 25	$17.8B	$13.8B	$31.5B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q1 18	227M	—	—
Q2 18	227M	0.0%	—
Q3 18	227M	0.0%	—
Q4 18	227M	0.0%	—
Q1 19	222M	-2.2%	-2.2%
Q2 19	227M	+2.2%	-0.0%
Q2 22	243M	+7.1%	+7.0%
Q2 25	245M	+0.8%	+7.9%
Q3 25	244M	-0.4%	+9.9%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q1 18	$87.5K	14K
Q2 18	$87.8K	14K
Q3 18	$143.7K	14K
Q4 18	$127.3K	14K
Q1 19	$87.1K	14K
Q2 19	$154.8K	14K
Q2 22	$205.0K	13K
Q2 25	$319.5K	13K
Q3 25	$126.2K	13K

Revenue / Employee