WABCWestamerica Bancorporation

$1B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$53M+3.4% YoY

Gross Profit

$53M99.1% margin

Operating Income

$32M59.7% margin

Net Income

$24M44.7% margin

EPS (Diluted)

$0.89

QoQ Revenue Growth

+3.0%

Cash Flow

Operating Cash Flow

$12M

Free Cash Flow

$11M

Stock-Based Comp.

$375,000

Balance Sheet

Total Assets

$6.7B

Total Liabilities

$5.9B

Stockholders' Equity

$845M

Cash & Equivalents

$621M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$53M	$52M	+3.4%
Gross Profit	$53M	$51M	+3.4%
Operating Income	$32M	$27M	+18.3%
Net Income	$24M	$21M	+15.0%

WABC Q4 2020 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena