WABCWestamerica Bancorporation

$1B

FY 2015 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$184M-4.0% YoY

Gross Profit

$182M98.7% margin

Operating Income

$77M41.6% margin

Net Income

$59M31.9% margin

EPS (Diluted)

$2.30

Cash Flow

Operating Cash Flow

$70M

Free Cash Flow

$66M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$5.2B

Total Liabilities

$4.6B

Stockholders' Equity

$532M

Cash & Equivalents

$433M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$184M	$192M	-4.0%
Gross Profit	$182M	$186M	-2.0%
Operating Income	$77M	$79M	-2.9%
Net Income	$59M	$61M	-3.1%

WABC FY 2015 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena