UVE Q4 2025 Earnings — Universal Insurance Holdings, Inc. Revenue & Financial Results | Market Cap Arena

UVEUniversal Insurance Holdings, Inc.

$974M

Q4 2025 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$406M+5.5% YoY

Gross Profit

$183M45.1% margin

Operating Income

$88M21.8% margin

Net Income

$67M16.4% margin

EPS (Diluted)

$2.31

QoQ Revenue Growth

+1.2%

Cash Flow

Operating Cash Flow

$26M

Free Cash Flow

$25M

Stock-Based Comp.

$15M

Balance Sheet

Total Assets

$2.4B

Total Liabilities

$1.8B

Stockholders' Equity

$551M

Cash & Equivalents

$478M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$406M	$385M	+5.5%
Gross Profit	$183M	$35M	+426.3%
Operating Income	$88M	$7M	+1104.2%
Net Income	$67M	$6M	+1006.5%