UVEUniversal Insurance Holdings, Inc.

$955M

Q3 2020 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$312M+35.7% YoY

Gross Profit

$22M6.9% margin

Operating Income

-$4M-1.2% margin

Net Income

-$3M-1.0% margin

EPS (Diluted)

$-0.10

QoQ Revenue Growth

+23.3%

Cash Flow

Operating Cash Flow

-$17M

Free Cash Flow

-$22M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$1.6B

Stockholders' Equity

$475M

Cash & Equivalents

$405M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$312M	$230M	+35.7%
Gross Profit	$22M	$52M	-58.4%
Operating Income	-$4M	$28M	-113.6%
Net Income	-$3M	$20M	-115.7%

UVE Q3 2020 Earnings — Universal Insurance Holdings, Inc. Revenue & Financial Results | Market Cap Arena