UNMA FY 2025 Earnings Report — Unum Group 6.250% JR NT58 Revenue & Financial Results | Market Cap Arena

Unum Group 6.250% JR NT58UNMA

FY 2025 Earnings

Reported February 17, 2026

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$13.1B	—	$12.9B	—	1.5%
Op. Income	$934M	—	$11.7B	—	-92.0%
Gross Margin	38.2%	—	100.0%	—	-61.8pp
Net Margin	5.6%	—	13.8%	—	-8.2pp
EPS (Diluted)	$4.28	—	$9.49	—	-54.9%
Free Cash Flow	$555M	—	$1.4B	—	-60.0%

Revenue Flow

Item	Amount
REVENUE	$13.1B
Cost of Revenue	$8.1B
GROSS PROFIT	$5.0B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$0
SG&A Expenses	$0
Other Expenses	$4.1B
Operating Expenses	$4.1B
Cost & Expenses	$12.1B
OPERATING INCOME	$934M
Interest Income	$0
Interest Expense	$209M
Other Income/Expenses	$0
INCOME BEFORE TAX	$934M
Income Tax Expense	$195M
Net Income from Continuing Ops	$739M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$739M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$739M
D&A	$123M
EBIT	$1.1B
EBITDA	$1.3B
EPS	$4
EPS Diluted	$4

Income Statement

Item	Amount
REVENUE	$13.1B
Cost of Revenue	$8.1B
GROSS PROFIT	$5.0B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$0
SG&A Expenses	$0
Other Expenses	$4.1B
Operating Expenses	$4.1B
Cost & Expenses	$12.1B
OPERATING INCOME	$934M
Interest Income	$0
Interest Expense	$209M
Other Income/Expenses	$0
INCOME BEFORE TAX	$934M
Income Tax Expense	$195M
Net Income from Continuing Ops	$739M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$739M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$739M
D&A	$123M
EBIT	$1.1B
EBITDA	$1.3B
EPS	$4
EPS Diluted	$4

Cash Flow Statement

Item	Amount
Net Income	$739M
Depreciation & Amortization	$123M
Stock-Based Compensation	$0
Deferred Income Tax	$0
Other Non-Cash Items	-$850M
Change in Working Capital	$676M
OPERATING CASH FLOW	$688M
Capital Expenditure	-$132M
Acquisitions (Net)	$0
Purchases of Investments	-$3.1B
Sales/Maturities of Investments	$1.3B
Other Investing Activities	$2.5B
NET CASH FROM INVESTING	$549M
Net Debt Issuance	$21M
Common Stock Repurchased	-$1.0B
Common Dividends Paid	-$306M
Other Financing Activities	$49M
NET CASH FROM FINANCING	-$1.2B
FREE CASH FLOW	$555M
Net Change in Cash	-$5M

Balance Sheet

Item	Amount
Cash & Equivalents	$158M
Short-Term Investments	$0
Net Receivables	$1.4B
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$1.6B
PP&E (Net)	$0
Goodwill	$354M
Intangible Assets	$2.9B
Long-Term Investments	$43.5B
Tax Assets	$0
Other Non-Current Assets	$15.7B
TOTAL NON-CURRENT ASSETS	$62.5B
TOTAL ASSETS	$64.1B
Account Payables	$0
Short-Term Debt	$22M
Deferred Revenue	$413M
Other Current Liabilities	$0
TOTAL CURRENT LIABILITIES	$435M
Long-Term Debt	$3.7B
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$48.7B
TOTAL NON-CURRENT LIABILITIES	$52.4B
TOTAL LIABILITIES	$53.0B
Common Stock	$20M
Additional Paid-In Capital	$1.6B
Retained Earnings	$13.3B
Treasury Stock	-$2.0B
Accum. Other Comp. Income	-$1.8B
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$11.1B
Minority Interest	$0
TOTAL EQUITY	$11.1B
TOTAL LIABILITIES & EQUITY	$64.1B
Total Debt	$3.8B
Net Debt	$3.6B