TRV Q4 2022 Earnings — The Travelers Companies, Inc. Revenue & Financial Results | Market Cap Arena

TRVThe Travelers Companies, Inc.

$68B

Q4 2022 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$9.6B+7.0% YoY

Gross Profit

$2.3B23.7% margin

Operating Income

$987M10.2% margin

Net Income

$819M8.5% margin

EPS (Diluted)

$3.44

QoQ Revenue Growth

+3.5%

Cash Flow

Operating Cash Flow

$1.3B

Free Cash Flow

$1.3B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$115.7B

Total Liabilities

$94.2B

Stockholders' Equity

$21.6B

Cash & Equivalents

$799M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$9.6B	$9.0B	+7.0%
Gross Profit	$2.3B	$2.9B	-21.1%
Operating Income	$987M	$1.6B	-40.2%
Net Income	$819M	$1.3B	-38.6%

Revenue Segments

Business Insurance

$5.1B52%

Personal Insurance

$3.6B38%

Bond & Specialty Insurance

$946M10%