TRVThe Travelers Companies, Inc.

$68B

Q3 2025 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$12.5B+4.8% YoY

Gross Profit

$5.9B47.1% margin

Operating Income

$2.3B18.8% margin

Net Income

$1.9B15.1% margin

EPS (Diluted)

$8.24

QoQ Revenue Growth

+2.9%

Cash Flow

Operating Cash Flow

$4.2B

Free Cash Flow

$4.2B

Stock-Based Comp.

-$125M

Balance Sheet

Total Assets

$143.7B

Total Liabilities

$112.1B

Stockholders' Equity

$31.6B

Cash & Equivalents

$592M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$12.5B	$11.9B	+4.8%
Gross Profit	$5.9B	$3.1B	+88.5%
Operating Income	$2.3B	$1.6B	+50.3%
Net Income	$1.9B	$1.3B	+49.8%

Revenue Segments

Business Insurance

$6.7B53%

Personal Insurance

$4.6B37%

Bond & Specialty Insurance

$1.2B9%

TRV Q3 2025 Earnings — The Travelers Companies, Inc. Revenue & Financial Results | Market Cap Arena