TRV Q3 2023 Earnings — The Travelers Companies, Inc. Revenue & Financial Results | Market Cap Arena

TRVThe Travelers Companies, Inc.

$68B

Q3 2023 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$10.6B+14.2% YoY

Gross Profit

$1.9B17.7% margin

Operating Income

$472M4.4% margin

Net Income

$404M3.8% margin

EPS (Diluted)

$1.74

QoQ Revenue Growth

+5.3%

Cash Flow

Operating Cash Flow

$3.0B

Free Cash Flow

$3.0B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$121.4B

Total Liabilities

$101.4B

Stockholders' Equity

$20.0B

Cash & Equivalents

$593M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$10.6B	$9.3B	+14.2%
Gross Profit	$1.9B	$1.8B	+3.5%
Operating Income	$472M	$528M	-10.6%
Net Income	$404M	$454M	-11.0%

Revenue Segments

Business Insurance

$5.7B53%

Personal Insurance

$4.0B37%

Bond & Specialty Insurance

$1.0B10%