TRVThe Travelers Companies, Inc.

$68B

Q1 2023 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$9.7B+10.2% YoY

Gross Profit

$2.3B23.5% margin

Operating Income

$928M9.6% margin

Net Income

$975M10.0% margin

EPS (Diluted)

$4.13

QoQ Revenue Growth

+0.7%

Cash Flow

Operating Cash Flow

$1.0B

Free Cash Flow

$1.0B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$118.4B

Total Liabilities

$95.3B

Stockholders' Equity

$23.1B

Cash & Equivalents

$767M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$9.7B	$8.8B	+10.2%
Gross Profit	$2.3B	$2.5B	-7.2%
Operating Income	$928M	$1.2B	-21.5%
Net Income	$975M	$1.0B	-4.2%

Revenue Segments

Business Insurance

$5.1B53%

Personal Insurance

$3.6B38%

Bond & Specialty Insurance

$953M10%

TRV Q1 2023 Earnings — The Travelers Companies, Inc. Revenue & Financial Results | Market Cap Arena