TRMK FY 2025 Earnings Report — Trustmark Corporation Revenue & Financial Results | Market Cap Arena

Trustmark CorporationTRMK

FY 2025 Earnings

Reported February 23, 2026

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$1.1B	—	$831M	—	34.8%
Op. Income	$286M	—	$34M	—	739.0%
Gross Margin	71.0%	—	49.8%	—	21.1pp
Net Margin	20.0%	—	26.8%	—	-6.8pp
EPS (Diluted)	$3.70	—	$3.63	—	1.9%
Free Cash Flow	$232M	—	$88M	—	162.6%

Revenue Flow

Item	Amount
REVENUE	$1.1B
Cost of Revenue	$325M
GROSS PROFIT	$795M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$340M
SG&A Expenses	$340M
Other Expenses	$170M
Operating Expenses	$509M
Cost & Expenses	$835M
OPERATING INCOME	$286M
Interest Income	$960M
Interest Expense	$312M
Other Income/Expenses	$0
INCOME BEFORE TAX	$286M
Income Tax Expense	$62M
Net Income from Continuing Ops	$224M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$224M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$224M
D&A	$40M
EBIT	$286M
EBITDA	$326M
EPS	$4
EPS Diluted	$4

Income Statement

Item	Amount
REVENUE	$1.1B
Cost of Revenue	$325M
GROSS PROFIT	$795M
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$340M
SG&A Expenses	$340M
Other Expenses	$170M
Operating Expenses	$509M
Cost & Expenses	$835M
OPERATING INCOME	$286M
Interest Income	$960M
Interest Expense	$312M
Other Income/Expenses	$0
INCOME BEFORE TAX	$286M
Income Tax Expense	$62M
Net Income from Continuing Ops	$224M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$224M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$224M
D&A	$40M
EBIT	$286M
EBITDA	$326M
EPS	$4
EPS Diluted	$4

Cash Flow Statement

Item	Amount
Net Income	$224M
Depreciation & Amortization	$40M
Stock-Based Compensation	$6M
Deferred Income Tax	$23M
Other Non-Cash Items	-$50M
Change in Working Capital	$618.0K
OPERATING CASH FLOW	$244M
Capital Expenditure	-$12M
Acquisitions (Net)	$0
Purchases of Investments	-$318M
Sales/Maturities of Investments	$219M
Other Investing Activities	-$488M
NET CASH FROM INVESTING	-$586M
Net Debt Issuance	$192M
Common Stock Repurchased	-$80M
Common Dividends Paid	-$58M
Other Financing Activities	$389M
NET CASH FROM FINANCING	$443M
FREE CASH FLOW	$232M
Net Change in Cash	$101M

Balance Sheet

Item	Amount
Cash & Equivalents	$668M
Short-Term Investments	$1.9B
Net Receivables	$0
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$2.5B
PP&E (Net)	$258M
Goodwill	$335M
Intangible Assets	$0
Long-Term Investments	$0
Tax Assets	$0
Other Non-Current Assets	$36M
TOTAL NON-CURRENT ASSETS	$629M
TOTAL ASSETS	$18.9B
Account Payables	$0
Short-Term Debt	$445M
Deferred Revenue	$0
Other Current Liabilities	$3.0B
TOTAL CURRENT LIABILITIES	$3.5B
Long-Term Debt	$635M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$12.7B
TOTAL NON-CURRENT LIABILITIES	$13.3B
TOTAL LIABILITIES	$16.8B
Common Stock	$12M
Additional Paid-In Capital	$82M
Retained Earnings	$2.0B
Treasury Stock	$0
Accum. Other Comp. Income	-$14M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$2.1B
Minority Interest	$0
TOTAL EQUITY	$2.1B
TOTAL LIABILITIES & EQUITY	$18.9B
Total Debt	$1.1B
Net Debt	$448M