SMFG

MKT CAP:$77B

Sumitomo Mitsui Financial Group, Inc.

Market Cap

$77B

Financial Services·Banks - Diversified·🇯🇵 Japan·NYSE

Financials·Banks·🇯🇵·NYSE

Stock Price

$20.16+$0.71 (+3.68%)

Apr 24, 2026

Company Details

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides commercial banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates th...

CEO

Toru Nakashima

IPO Date

Jan 27, 2006

Website

www.smfg.co.jp

Key Metrics TTM

Revenue

$60.7B

+68.2% YoY

Net Income

$8.7B

EPS (Diluted)

$2.24

Free Cash Flow

$0

Revenue / Share

$15.77

Gross Margin

49.9%

Operating Margin

20.1%

Net Margin

14.3%

FCF Margin

0.0%

P/S

1.3x

P/E

8.9x

Earnings Reports

Q3 2026

May 13, 2026

PENDING

Q2 2026

Dec 29, 2025

$16.7B+4.8%EPS $0.91

Q1 2026

Jun 30, 2025

$14.5B+95.3%EPS $0.61

FY 2025

Jun 27, 2025

$60.5BEPS $1.89

Q4 2025

Jun 27, 2025

$14.4BEPS $0.07

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q4 16	$6.5B	$5.3B	$1.1B
Q1 17	$6.4B	$6.4B	$2.4B
Q1 18	$7.1B	$7.1B	$2.9B
Q1 19	$6.9B	$7.1B	$3.5B
Q1 20	$5.9B	$6.0B	$3.8B
Q1 21	$5.7B	$3.9B	$732M
Q2 21	$5.5B	$4.2B	$1.4B
Q3 21	$5.8B	$4.9B	$1.5B
Q1 22	$5.5B	$4.9B	$1.8B
Q1 23	$7.2B	$5.7B	$2.2B
Q1 25	$7.4B	$7.4B	$3.2B
Q2 25	$15.9B	$8.7B	$3.2B
Q3 25	$15.1B	$7.0B	$3.7B
Q4 25	$14.4B	$6.7B	$548M
Q1 26	$14.5B	$7.2B	$3.0B
Q2 26	$16.7B	$9.4B	$5.0B

Valuation

Quarter	P/S	P/E
Q4 16	—	—
Q1 17	—	—
Q1 18	—	—
Q1 19	1.2x	7.6x
Q1 20	1.1x	5.3x
Q1 21	0.9x	4.8x
Q2 21	1.0x	5.4x
Q3 21	1.1x	6.2x
Q1 22	1.3x	7.3x
Q1 23	1.0x	4.9x
Q1 25	2.0x	8.5x
Q2 25	1.4x	6.7x
Q3 25	1.3x	6.6x
Q4 25	1.1x	8.1x
Q1 26	1.0x	7.9x
Q2 26	1.1x	7.5x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q4 16	$4M	$4M
Q1 17	$0	$0
Q1 18	$0	$0
Q1 19	$0	$0
Q1 20	$0	$0
Q1 21	$0	$0
Q2 21	$0	$0
Q3 21	$0	$0
Q1 22	$0	$0
Q1 23	$0	$0
Q1 25	$0	$0
Q2 25	$0	$0
Q3 25	$0	$0
Q4 25	$0	$0
Q1 26	$0	$0
Q2 26	$0	$0

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 20	-8.8%	-60.0%
Q1 21	-11.1%	+22.2%
Q2 21	-22.5%	-2.5%
Q3 21	-16.9%	+22.3%
Q1 22	-6.1%	+75.7%
Q1 23	+25.9%	+0.7%
Q1 25	+34.0%	+1.1%
Q2 25	+175.8%	+200.5%
Q3 25	+172.4%	+204.3%
Q4 25	+100.2%	+176.1%
Q1 26	+95.3%	+175.2%
Q2 26	+4.8%	-8.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q4 16	$4M	0.1%
Q1 17	$0	0.0%
Q1 18	$0	0.0%
Q1 19	$0	0.0%
Q1 20	$0	0.0%
Q1 21	$0	0.0%
Q2 21	$0	0.0%
Q3 21	$0	0.0%
Q1 22	$0	0.0%
Q1 23	$0	0.0%
Q1 25	$0	0.0%
Q2 25	$0	0.0%
Q3 25	$0	0.0%
Q4 25	$0	0.0%
Q1 26	$0	0.0%
Q2 26	$0	0.0%

OpEx Breakdown

Quarter	G&A
Q4 16	$3.3B
Q1 17	$2.8B
Q1 18	$2.8B
Q1 19	$2.7B
Q1 20	$2.7B
Q1 21	$2.6B
Q2 21	$2.0B
Q3 21	$3.3B
Q1 22	$2.7B
Q1 23	$3.0B
Q1 25	$3.7B
Q2 25	$3.6B
Q3 25	$3.8B
Q4 25	$3.9B
Q1 26	$3.8B
Q2 26	$3.9B

War Chest

Quarter	Cash	Short-term Investments	Total
Q4 22	$468.6B	$61.1B	$529.7B
Q1 23	$467.7B	$84.8B	$552.4B
Q2 23	$443.5B	$90.2B	$533.7B
Q3 23	$424.3B	$90.5B	$514.9B
Q4 23	$475.6B	$64.4B	$540.0B
Q1 24	$480.7B	$116.0B	$596.7B
Q2 24	$485.0B	$0	$485.0B
Q3 24	$479.9B	$118.5B	$598.4B
Q4 24	$489.6B	$249.3B	$738.9B
Q1 25	$483.1B	$0	$483.1B
Q2 25	$461.2B	$150.6B	$611.8B
Q3 25	$467.0B	$0	$467.0B
Q4 25	$473.6B	$176.6B	$650.1B
Q1 26	$452.8B	$0	$452.8B
Q2 26	$454.8B	$0	$454.8B
Q3 26	$433.9B	$0	$433.9B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q4 16	4.10B	—	—
Q1 17	4.11B	+0.1%	—
Q1 18	4.23B	+3.1%	—
Q1 19	4.21B	-0.5%	—
Q1 20	4.17B	-1.0%	+1.7%
Q1 21	4.11B	-1.5%	+0.1%
Q2 21	4.11B	-0.1%	-3.0%
Q3 21	4.11B	+0.1%	-2.4%
Q1 22	4.11B	+0.0%	-1.4%
Q1 23	4.11B	+0.0%	+0.1%
Q1 25	3.94B	-4.3%	-4.2%
Q2 25	3.94B	0.0%	-4.3%
Q3 25	3.94B	0.0%	-4.3%
Q4 25	3.87B	-1.6%	-5.8%
Q1 26	3.87B	0.0%	-1.6%
Q2 26	3.85B	-0.7%	-2.3%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q4 16	$97.1K	67K
Q1 17	$96.9K	67K
Q1 18	$446.5K	16K
Q1 19	$459.3K	15K
Q1 20	$449.2K	13K
Q1 21	$481.7K	12K
Q2 21	$465.4K	12K
Q3 21	$484.3K	12K
Q1 22	$489.1K	11K
Q1 23	$680.9K	11K
Q1 25	$773.1K	10K
Q2 25	$2M	10K
Q3 25	$2M	10K
Q4 25	$2M	9K
Q1 26	$2M	9K
Q2 26	$2M	9K

Revenue / Employee