SFNC Q4 2021 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$214M-2.1% YoY

Gross Profit

$197M92.4% margin

Operating Income

$59M27.8% margin

Net Income

$48M22.6% margin

EPS (Diluted)

$0.42

QoQ Revenue Growth

+1.9%

Cash Flow

Operating Cash Flow

$58M

Free Cash Flow

$47M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$24.7B

Total Liabilities

$21.5B

Stockholders' Equity

$3.2B

Cash & Equivalents

$1.7B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$214M	$218M	-2.1%
Gross Profit	$197M	$187M	+5.4%
Operating Income	$59M	$64M	-7.1%
Net Income	$48M	$53M	-8.9%

Revenue Segments

Deposit Account

$12M33%

Fiduciary and Trust

$10M28%

Credit and Debit Card

$7M21%

Mortgage Loans

$5M14%

Financial Service, Other

$2M5%