SFNCSimmons First National Corporation

$3B

Q1 2018 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$191M+81.2% YoY

Gross Profit

$160M83.6% margin

Operating Income

$65M34.1% margin

Net Income

$51M26.8% margin

EPS (Diluted)

$0.55

QoQ Revenue Growth

+7.1%

Cash Flow

Operating Cash Flow

$80M

Free Cash Flow

$74M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$15.6B

Total Liabilities

$13.5B

Stockholders' Equity

$2.1B

Cash & Equivalents

$863M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$191M	$106M	+81.2%
Gross Profit	$160M	$95M	+68.0%
Operating Income	$65M	$32M	+105.2%
Net Income	$51M	$22M	+132.0%

Revenue Segments

Deposit Account

$10M33%

Credit and Debit Card

$9M28%

Fiduciary and Trust

$5M17%

Mortgage Banking and SBA Loans

$4M14%

Financial Service, Other

$3M9%

SFNC Q1 2018 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena