SBFG Q4 2021 Earnings — SB Financial Group, Inc. Revenue & Financial Results | Market Cap Arena

SBFGSB Financial Group, Inc.

$127M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$17M-14.9% YoY

Gross Profit

$16M94.4% margin

Operating Income

$4M24.7% margin

Net Income

$3M20.1% margin

EPS (Diluted)

$0.47

QoQ Revenue Growth

-6.2%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$11M

Stock-Based Comp.

$69,000

Balance Sheet

Total Assets

$1.3B

Total Liabilities

$1.2B

Stockholders' Equity

$145M

Cash & Equivalents

$152M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$17M	$19M	-14.9%
Gross Profit	$16M	$17M	-9.7%
Operating Income	$4M	$7M	-38.5%
Net Income	$3M	$5M	-37.8%