SBFGSB Financial Group, Inc.

$127M

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$17M+17.0% YoY

Gross Profit

$14M83.5% margin

Operating Income

$5M27.3% margin

Net Income

$4M22.2% margin

EPS (Diluted)

$0.46

QoQ Revenue Growth

+13.9%

Cash Flow

Operating Cash Flow

$3M

Free Cash Flow

$2M

Stock-Based Comp.

$93,000

Balance Sheet

Total Assets

$1.0B

Total Liabilities

$909M

Stockholders' Equity

$134M

Cash & Equivalents

$50M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$17M	$14M	+17.0%
Gross Profit	$14M	$13M	+10.9%
Operating Income	$5M	$4M	+17.3%
Net Income	$4M	$3M	+20.7%

SBFG Q3 2019 Earnings — SB Financial Group, Inc. Revenue & Financial Results | Market Cap Arena