SBFG FY 2012 Earnings — SB Financial Group, Inc. Revenue & Financial Results | Market Cap Arena

SBFGSB Financial Group, Inc.

$126M

FY 2012 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$41M-1.0% YoY

Gross Profit

$34M83.5% margin

Operating Income

$7M16.5% margin

Net Income

$5M11.8% margin

EPS (Diluted)

$0.94

Cash Flow

Operating Cash Flow

$7M

Free Cash Flow

$7M

Stock-Based Comp.

$51,000

Balance Sheet

Total Assets

$638M

Total Liabilities

$585M

Stockholders' Equity

$53M

Cash & Equivalents

$19M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$41M	$41M	-1.0%
Gross Profit	$34M	$33M	+5.1%
Operating Income	$7M	$2M	+190.4%
Net Income	$5M	$2M	+189.3%