SBFG FY 2008 Earnings — SB Financial Group, Inc. Revenue & Financial Results | Market Cap Arena

SBFGSB Financial Group, Inc.

$128M

FY 2008 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$61M+1.2% YoY

Gross Profit

$45M73.9% margin

Operating Income

$7M12.1% margin

Net Income

$5M8.6% margin

EPS (Diluted)

$1.01

Cash Flow

Operating Cash Flow

$10M

Free Cash Flow

$2M

Stock-Based Comp.

$119,210

Balance Sheet

Total Assets

$658M

Total Liabilities

$596M

Stockholders' Equity

$62M

Cash & Equivalents

$18M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$61M	$60M	+1.2%
Gross Profit	$45M	$41M	+8.8%
Operating Income	$7M	$4M	+63.5%
Net Income	$5M	$3M	+60.2%