PRA (ProAssurance Corporation) Stock Financials & Earnings | Market Cap Arena

PRA (ProAssurance Corporation) Stock Financials & Earnings | Market Cap Arena

PRAProAssurance Corporation

Mkt Cap$1B

Financial Services·Insurance - Property & Casualty·🇺🇸 United States·NYSE

Revenue (TTM)$1.1B

Net Income (TTM)$51M

EPS (TTM)$0.98

Free Cash Flow (TTM)-$29M

Gross Margin29.6%

Op. Margin6.6%

Net Margin4.7%

FCF Margin-2.7%

P/S Ratio (TTM)1.2x

P/E Ratio (TTM)24.8x

YoY Rev Growth-3.9%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$274M	$36M	-$8M
Q2 23	$285M	$59M	$14M
Q3 23	$276M	$34M	-$54M
Q4 23	$296M	$66M	$10M
Q1 24	$282M	$53M	$5M
Q2 24	$282M	$62M	$18M
Q3 24	$280M	$72M	$21M
Q4 24	$284M	$66M	$19M
Q1 25	$268M	$46M	-$6M
Q2 25	$272M	$80M	$27M
Q3 25	$275M	$54M	$4M
Q4 25	$270M	$140M	$47M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	1.1x	—
Q2 23	1.1x	136.3x
Q3 23	1.1x	—
Q4 23	1.1x	—
Q1 24	1.1x	—
Q2 24	1.1x	—
Q3 24	1.1x	29.4x
Q4 24	1.1x	24.0x
Q1 25	1.1x	29.9x
Q2 25	1.1x	25.9x
Q3 25	1.1x	37.5x
Q4 25	1.2x	24.8x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$30M	-$31M
Q2 23	-$32M	-$33M
Q3 23	$15M	$14M
Q4 23	-$3M	-$5M
Q1 24	-$12M	-$13M
Q2 24	-$13M	-$15M
Q3 24	$14M	$10M
Q4 24	-$238K	-$3M
Q1 25	-$12M	-$12M
Q2 25	-$28M	-$28M
Q3 25	$27M	$24M
Q4 25	-$13M	-$13M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$930K
Q2 23	$1M
Q3 23	$1M
Q4 23	$1M
Q1 24	$961K
Q2 24	$2M
Q3 24	$4M
Q4 24	$2M
Q1 25	$350K
Q2 25	$350K
Q3 25	$3M
Q4 25	$62K

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	-0.6%	+0.4%
Q2 23	+13.8%	+6.8%
Q3 23	-1.5%	+13.1%
Q4 23	-0.1%	+1.7%
Q1 24	+2.9%	-2.0%
Q2 24	-1.2%	-2.9%
Q3 24	+1.7%	-21.4%
Q4 24	-3.8%	-7.1%
Q1 25	-4.9%	-0.7%
Q2 25	-3.4%	-7.2%
Q3 25	-2.0%	+4.3%
Q4 25	-5.1%	-16.0%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$1M	0.4%
Q2 23	$1M	0.4%
Q3 23	$1M	0.5%
Q4 23	$1M	0.5%
Q1 24	$945K	0.3%
Q2 24	$1M	0.5%
Q3 24	$2M	0.6%
Q4 24	$2M	0.8%
Q1 25	$2M	0.7%
Q2 25	$2M	0.8%
Q3 25	$2M	0.7%
Q4 25	-$9M	-3.2%

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$56M	$3.7B	$3.8B
Q2 23	$46M	$3.7B	$3.7B
Q3 23	$62M	$3.6B	$3.7B
Q4 23	$66M	$0	$66M
Q1 24	$65M	$3.7B	$3.8B
Q2 24	$37M	$3.8B	$3.8B
Q3 24	$45M	$4.1B	$4.1B
Q4 24	$55M	$4.0B	$4.1B
Q1 25	$44M	$4.0B	$4.1B
Q2 25	$42M	$4.0B	$4.1B
Q3 25	$54M	$4.1B	$4.1B
Q4 25	$36M	$286M	$322M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	54M	+0.0%
Q2 23	54M	-0.4%
Q3 23	52M	-3.5%
Q4 23	51M	-1.6%
Q1 24	51M	-0.0%
Q2 24	51M	+0.1%
Q3 24	51M	+0.1%
Q4 24	51M	+0.3%
Q1 25	51M	+0.1%
Q2 25	52M	+0.5%
Q3 25	52M	+0.2%
Q4 25	52M	+0.1%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$877K	967
FY 15	$819K	938
FY 16	$908K	965
FY 17	$863K	994
FY 18	$885K	991
FY 19	$1M	961
FY 20	$1M	827
FY 21	$1M	1K
FY 22	$1M	1K
FY 23	$1M	1K
FY 24	$1M	1K
FY 25	$1M	1K