PBHC FY 2010 Earnings Report — Pathfinder Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

Pathfinder Bancorp, Inc.PBHC

FY 2010 Earnings

Reported December 30, 2010

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2010	Prior Q	FY 2009	QoQ Change	YoY Change
Revenue	$21M	—	$21M	—	2.2%
Op. Income	$4M	—	$3M	—	31.8%
Gross Margin	72.3%	—	66.6%	—	5.7pp
Net Margin	11.8%	—	7.8%	—	4.0pp
EPS (Diluted)	$0.50	—	$0.37	—	35.1%
Free Cash Flow	$1M	—	$718.0K	—	102.8%

Revenue Flow

Item	Amount
REVENUE	$21M
Cost of Revenue	$6M
GROSS PROFIT	$15M
R&D Expenses	$0
Selling & Marketing	$268.0K
General & Administrative	$8M
SG&A Expenses	$8M
Other Expenses	$4M
Operating Expenses	$12M
Cost & Expenses	$18M
OPERATING INCOME	$4M
Interest Income	$18M
Interest Expense	$5M
Other Income/Expenses	$0
INCOME BEFORE TAX	$4M
Income Tax Expense	$1M
Net Income from Continuing Ops	$3M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$3M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$2M
D&A	$672.0K
EBIT	$4M
EBITDA	$4M
EPS	$1
EPS Diluted	$1

Income Statement

Item	Amount
REVENUE	$21M
Cost of Revenue	$6M
GROSS PROFIT	$15M
R&D Expenses	$0
Selling & Marketing	$268.0K
General & Administrative	$8M
SG&A Expenses	$8M
Other Expenses	$4M
Operating Expenses	$12M
Cost & Expenses	$18M
OPERATING INCOME	$4M
Interest Income	$18M
Interest Expense	$5M
Other Income/Expenses	$0
INCOME BEFORE TAX	$4M
Income Tax Expense	$1M
Net Income from Continuing Ops	$3M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$3M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$2M
D&A	$672.0K
EBIT	$4M
EBITDA	$4M
EPS	$1
EPS Diluted	$1

Cash Flow Statement

Item	Amount
Net Income	$3M
Depreciation & Amortization	$672.0K
Stock-Based Compensation	$0
Deferred Income Tax	$263.0K
Other Non-Cash Items	$1M
Change in Working Capital	-$64.0K
OPERATING CASH FLOW	$4M
Capital Expenditure	-$3M
Acquisitions (Net)	$0
Purchases of Investments	-$60M
Sales/Maturities of Investments	$47M
Other Investing Activities	-$24M
NET CASH FROM INVESTING	-$39M
Net Debt Issuance	$5M
Common Stock Repurchased	$0
Common Dividends Paid	-$637.0K
Other Financing Activities	$30M
NET CASH FROM FINANCING	$34M
FREE CASH FLOW	$1M
Net Change in Cash	-$868.0K

Balance Sheet

Item	Amount
Cash & Equivalents	$14M
Short-Term Investments	$0
Net Receivables	$2M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$15M
PP&E (Net)	$9M
Goodwill	$4M
Intangible Assets	$0
Long-Term Investments	$367M
Tax Assets	$0
Other Non-Current Assets	$13M
TOTAL NON-CURRENT ASSETS	$393M
TOTAL ASSETS	$409M
Account Payables	$148.0K
Short-Term Debt	$13M
Deferred Revenue	$0
Other Current Liabilities	$327M
TOTAL CURRENT LIABILITIES	$340M
Long-Term Debt	$33M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$5M
TOTAL NON-CURRENT LIABILITIES	$38M
TOTAL LIABILITIES	$378M
Common Stock	$30.0K
Additional Paid-In Capital	$9M
Retained Earnings	$24M
Treasury Stock	-$7M
Accum. Other Comp. Income	-$2M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$31M
Minority Interest	$0
TOTAL EQUITY	$31M
TOTAL LIABILITIES & EQUITY	$409M
Total Debt	$46M
Net Debt	$32M