PB FY 2025 Earnings Report — Prosperity Bancshares, Inc. Revenue & Financial Results | Market Cap Arena

Prosperity Bancshares, Inc.PB

FY 2025 Earnings

Reported February 26, 2026

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2025	Prior Q	FY 2024	QoQ Change	YoY Change
Revenue	$1.7B	—	$1.7B	—	-0.2%
Op. Income	$694M	—	$613M	—	13.2%
Gross Margin	71.9%	—	65.2%	—	6.7pp
Net Margin	31.2%	—	27.5%	—	3.7pp
EPS (Diluted)	$5.72	—	$5.05	—	13.3%
Free Cash Flow	$517M	—	$452M	—	14.5%

Revenue Flow

Item	Amount
REVENUE	$1.7B
Cost of Revenue	$489M
GROSS PROFIT	$1.2B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$390M
SG&A Expenses	$390M
Other Expenses	$166M
Operating Expenses	$556M
Cost & Expenses	$1.0B
OPERATING INCOME	$694M
Interest Income	$1.6B
Interest Expense	$489M
Other Income/Expenses	$0
INCOME BEFORE TAX	$694M
Income Tax Expense	$151M
Net Income from Continuing Ops	$543M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$543M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$543M
D&A	$156M
EBIT	$694M
EBITDA	$849M
EPS	$6
EPS Diluted	$6

Income Statement

Item	Amount
REVENUE	$1.7B
Cost of Revenue	$489M
GROSS PROFIT	$1.2B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$390M
SG&A Expenses	$390M
Other Expenses	$166M
Operating Expenses	$556M
Cost & Expenses	$1.0B
OPERATING INCOME	$694M
Interest Income	$1.6B
Interest Expense	$489M
Other Income/Expenses	$0
INCOME BEFORE TAX	$694M
Income Tax Expense	$151M
Net Income from Continuing Ops	$543M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$543M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$543M
D&A	$156M
EBIT	$694M
EBITDA	$849M
EPS	$6
EPS Diluted	$6

Cash Flow Statement

Item	Amount
Net Income	$543M
Depreciation & Amortization	$34M
Stock-Based Compensation	$12M
Deferred Income Tax	-$4M
Other Non-Cash Items	-$1M
Change in Working Capital	-$34M
OPERATING CASH FLOW	$550M
Capital Expenditure	-$33M
Acquisitions (Net)	$0
Purchases of Investments	-$25.6B
Sales/Maturities of Investments	$26.1B
Other Investing Activities	$341M
NET CASH FROM INVESTING	$774M
Net Debt Issuance	-$1.3B
Common Stock Repurchased	-$157M
Common Dividends Paid	-$221M
Other Financing Activities	$80M
NET CASH FROM FINANCING	-$1.5B
FREE CASH FLOW	$517M
Net Change in Cash	-$225M

Balance Sheet

Item	Amount
Cash & Equivalents	$312M
Short-Term Investments	$10.4B
Net Receivables	$99M
Inventory	$0
Other Current Assets	-$9.0B
TOTAL CURRENT ASSETS	$1.7B
PP&E (Net)	$383M
Goodwill	$3.5B
Intangible Assets	$54M
Long-Term Investments	$32.1B
Tax Assets	$0
Other Non-Current Assets	$679M
TOTAL NON-CURRENT ASSETS	$36.7B
TOTAL ASSETS	$38.5B
Account Payables	$31M
Short-Term Debt	$2.2B
Deferred Revenue	$0
Other Current Liabilities	$26.5B
TOTAL CURRENT LIABILITIES	$28.7B
Long-Term Debt	$201M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$30.6B
TOTAL NON-CURRENT LIABILITIES	$30.8B
TOTAL LIABILITIES	$30.8B
Common Stock	$93M
Additional Paid-In Capital	$3.7B
Retained Earnings	$3.9B
Treasury Stock	$0
Accum. Other Comp. Income	-$296.0K
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$7.6B
Minority Interest	$0
TOTAL EQUITY	$7.6B
TOTAL LIABILITIES & EQUITY	$38.5B
Total Debt	$2.2B
Net Debt	$1.8B