OSBC FY 2006 Earnings Report — Old Second Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

Old Second Bancorp, Inc.OSBC

FY 2006 Earnings

Reported March 15, 2007

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	FY 2006	Prior Q	FY 2005	QoQ Change	YoY Change
Revenue	$171M	—	—	—	—
Op. Income	$34M	—	—	—	—
Gross Margin	57.8%	—	—	—	—
Net Margin	13.9%	—	—	—	—
EPS (Diluted)	$1.75	—	—	—	—
Free Cash Flow	$28M	—	—	—	—

Revenue Flow

Item	Amount
REVENUE	$171M
Cost of Revenue	$72M
GROSS PROFIT	$99M
R&D Expenses	$0
Selling & Marketing	$2M
General & Administrative	$36M
SG&A Expenses	$38M
Other Expenses	$27M
Operating Expenses	$65M
Cost & Expenses	$137M
OPERATING INCOME	$34M
Interest Income	$142M
Interest Expense	$71M
Other Income/Expenses	$0
INCOME BEFORE TAX	$34M
Income Tax Expense	$10M
Net Income from Continuing Ops	$24M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$24M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$24M
D&A	$8M
EBIT	$34M
EBITDA	$41M
EPS	$2
EPS Diluted	$2

Income Statement

Item	Amount
REVENUE	$171M
Cost of Revenue	$72M
GROSS PROFIT	$99M
R&D Expenses	$0
Selling & Marketing	$2M
General & Administrative	$36M
SG&A Expenses	$38M
Other Expenses	$27M
Operating Expenses	$65M
Cost & Expenses	$137M
OPERATING INCOME	$34M
Interest Income	$142M
Interest Expense	$71M
Other Income/Expenses	$0
INCOME BEFORE TAX	$34M
Income Tax Expense	$10M
Net Income from Continuing Ops	$24M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$24M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$24M
D&A	$8M
EBIT	$34M
EBITDA	$41M
EPS	$2
EPS Diluted	$2

Cash Flow Statement

Item	Amount
Net Income	$24M
Depreciation & Amortization	$8M
Stock-Based Compensation	$0
Deferred Income Tax	-$459.0K
Other Non-Cash Items	-$2M
Change in Working Capital	$9M
OPERATING CASH FLOW	$38M
Capital Expenditure	-$10M
Acquisitions (Net)	$0
Purchases of Investments	-$171M
Sales/Maturities of Investments	$169M
Other Investing Activities	-$60M
NET CASH FROM INVESTING	-$72M
Net Debt Issuance	-$51M
Common Stock Repurchased	-$13M
Common Dividends Paid	-$7M
Other Financing Activities	$128M
NET CASH FROM FINANCING	$57M
FREE CASH FLOW	$28M
Net Change in Cash	$23M

Balance Sheet

Item	Amount
Cash & Equivalents	$86M
Short-Term Investments	$0
Net Receivables	$30M
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$116M
PP&E (Net)	$48M
Goodwill	$0
Intangible Assets	$30M
Long-Term Investments	$2.2B
Tax Assets	$0
Other Non-Current Assets	$55M
TOTAL NON-CURRENT ASSETS	$2.3B
TOTAL ASSETS	$2.5B
Account Payables	$25M
Short-Term Debt	$165M
Deferred Revenue	$0
Other Current Liabilities	$2.1B
TOTAL CURRENT LIABILITIES	$2.3B
Long-Term Debt	$48M
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$0
TOTAL NON-CURRENT LIABILITIES	$48M
TOTAL LIABILITIES	$2.3B
Common Stock	$17M
Additional Paid-In Capital	$15M
Retained Earnings	$193M
Treasury Stock	-$64M
Accum. Other Comp. Income	-$3M
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$159M
Minority Interest	$0
TOTAL EQUITY	$159M
TOTAL LIABILITIES & EQUITY	$2.5B
Total Debt	$213M
Net Debt	$127M