OPRT Q3 2023 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q3 2023 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$132M-23.9% YoY

Gross Profit

$85M64.4% margin

Operating Income

-$37M-28.3% margin

Net Income

-$21M-16.0% margin

EPS (Diluted)

$-0.55

QoQ Revenue Growth

-17.5%

Cash Flow

Operating Cash Flow

$107M

Free Cash Flow

$101M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$3.4B

Total Liabilities

$3.0B

Stockholders' Equity

$441M

Cash & Equivalents

$82M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$132M	$174M	-23.9%
Gross Profit	$85M	$147M	-42.1%
Operating Income	-$37M	-$112M	+66.7%
Net Income	-$21M	-$106M	+80.0%