NODKNI Holdings, Inc.

$266M

Q4 2022 Earnings

Financial Services Insurance - Property & Casualty

Income Statement

Revenue

$93M+9.3% YoY

Gross Profit

$9M9.9% margin

Operating Income

$658,0000.7% margin

Net Income

$890,0001.0% margin

EPS (Diluted)

$0.04

QoQ Revenue Growth

+4.7%

Cash Flow

Operating Cash Flow

-$6M

Free Cash Flow

-$6M

Stock-Based Comp.

-$66,000

Balance Sheet

Total Assets

$614M

Total Liabilities

$361M

Stockholders' Equity

$251M

Cash & Equivalents

$47M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$93M	$85M	+9.3%
Gross Profit	$9M	$34M	-73.0%
Operating Income	$658,000	$8M	-92.2%
Net Income	$890,000	$6M	-85.5%

NODK Q4 2022 Earnings — NI Holdings, Inc. Revenue & Financial Results | Market Cap Arena