NIC Q3 2020 Earnings — Nicolet Bankshares, Inc. Revenue & Financial Results | Market Cap Arena

NICNicolet Bankshares, Inc.

$2B

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$56M+19.1% YoY

Gross Profit

$48M86.2% margin

Operating Income

$25M43.9% margin

Net Income

$18M32.3% margin

EPS (Diluted)

$1.72

QoQ Revenue Growth

+2.9%

Cash Flow

Operating Cash Flow

$44M

Free Cash Flow

$41M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$4.7B

Total Liabilities

$4.2B

Stockholders' Equity

$538M

Cash & Equivalents

$887M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$56M	$47M	+19.1%
Gross Profit	$48M	$41M	+17.4%
Operating Income	$25M	$18M	+34.9%
Net Income	$18M	$14M	+33.8%

Revenue Segments

Administrative Service

$2M35%

Credit and Debit Card

$2M27%

Fiduciary and Trust

$2M23%

Deposit Account

$1M15%