NFBK

MKT CAP:$575M

Northfield Bancorp, Inc.

Market Cap

$575M

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Financials·Banks - Regional·🇺🇸·NASDAQ

Stock Price

$13.65+$2.32 (+20.48%)

Apr 22, 2026

Company Details

Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking services primarily to individuals and corporate customers. It accepts various deposits products, including c...

CEO

Steven Klein

IPO Date

Nov 8, 2007

Website

www.enorthfield.com

Key Metrics TTM

Revenue

$266M

+5.3% YoY

Net Income

$5M

EPS (Diluted)

$0.12

Free Cash Flow

$52M

Revenue / Share

$6.66

Gross Margin

57.2%

Operating Margin

7.4%

Net Margin

1.8%

FCF Margin

19.6%

P/S

2.2x

P/E

120.7x

Earnings Reports

Q1 2026

Apr 21, 2026

NEW

$63M-0.3%EPS $0.30

FY 2025

Mar 2, 2026

$184M-26.7%EPS $0.02

Q4 2025

Mar 2, 2026

$68M+7.9%EPS -$0.69

Q3 2025

Nov 7, 2025

$68M+7.6%EPS $0.27

Q2 2025

Aug 8, 2025

$67M+6.1%EPS $0.24

Revenue & Profitability

Quarter	Revenue	Gross Profit	Operating Income
Q2 22	$44M	$40M	$22M
Q3 22	$50M	$43M	$24M
Q4 22	$52M	$41M	$20M
Q1 23	$53M	$37M	$16M
Q2 23	$54M	$35M	$13M
Q3 23	$55M	$31M	$11M
Q4 23	$58M	$32M	$11M
Q1 24	$62M	$31M	$9M
Q2 24	$63M	$32M	$9M
Q3 24	$63M	$29M	$9M
Q4 24	$63M	$31M	$14M
Q1 25	$63M	$32M	$11M
Q2 25	$67M	$37M	$14M
Q3 25	$68M	$38M	$15M
Q4 25	$68M	$40M	-$22M
Q1 26	$63M	$37M	$13M

Valuation

Quarter	P/S	P/E
Q2 22	3.4x	9.7x
Q3 22	3.7x	10.6x
Q4 22	3.8x	11.5x
Q1 23	2.6x	8.7x
Q2 23	2.3x	9.1x
Q3 23	1.9x	9.1x
Q4 23	2.4x	13.9x
Q1 24	1.8x	12.8x
Q2 24	1.7x	14.1x
Q3 24	2.0x	18.1x
Q4 24	1.9x	15.9x
Q1 25	1.8x	14.1x
Q2 25	1.8x	13.3x
Q3 25	1.8x	12.0x
Q4 25	1.7x	579.6x
Q1 26	2.0x	112.0x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 22	$20M	$19M
Q2 22	$21M	$19M
Q3 22	$18M	$17M
Q4 22	$25M	$25M
Q1 23	$18M	$17M
Q2 23	$3M	$2M
Q3 23	$12M	$11M
Q4 23	$14M	$13M
Q1 24	$4M	$4M
Q2 24	$7M	$7M
Q3 24	$14M	$14M
Q4 24	$6M	$6M
Q1 25	$9M	$9M
Q2 25	$14M	$14M
Q3 25	$14M	$14M
Q4 25	$16M	$15M

Capital Expenditures

Quarter	CapEx
Q1 22	$365.0K
Q2 22	$1M
Q3 22	$514.0K
Q4 22	$352.0K
Q1 23	$739.0K
Q2 23	$822.0K
Q3 23	$514.0K
Q4 23	$2M
Q1 24	$451.0K
Q2 24	$241.0K
Q3 24	$220.0K
Q4 24	$242.0K
Q1 25	$258.0K
Q2 25	$220.0K
Q3 25	$327.0K
Q4 25	$736.0K

CapEx

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q2 22	-8.2%	+7.3%
Q3 22	+10.7%	+14.3%
Q4 22	+12.7%	+33.4%
Q1 23	+27.1%	+65.0%
Q2 23	+23.2%	+85.8%
Q3 23	+10.7%	+69.5%
Q4 23	+11.8%	+44.9%
Q1 24	+16.5%	+44.5%
Q2 24	+15.8%	+30.5%
Q3 24	+14.7%	+23.3%
Q4 24	+9.0%	+5.6%
Q1 25	+1.7%	-2.2%
Q2 25	+6.1%	-1.5%
Q3 25	+7.6%	-2.1%
Q4 25	+7.9%	+83.6%
Q1 26	-0.3%	-5.5%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 22	$847.0K	2.0%
Q2 22	$850.0K	1.9%
Q3 22	$875.0K	1.8%
Q4 22	$2M	3.0%
Q1 23	$1M	2.1%
Q2 23	$802.0K	1.5%
Q3 23	$889.0K	1.6%
Q4 23	$2M	2.7%
Q1 24	$903.0K	1.5%
Q2 24	$520.0K	0.8%
Q3 24	$1M	1.6%
Q4 24	$2M	2.9%
Q1 25	$1M	1.7%
Q2 25	$1M	1.6%
Q3 25	$1M	1.6%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q2 22	$10M	$404.0K
Q3 22	$11M	$420.0K
Q4 22	$13M	$902.0K
Q1 23	$12M	$847.0K
Q2 23	$13M	$573.0K
Q3 23	$12M	$414.0K
Q4 23	$13M	$337.0K
Q1 24	$13M	$518.0K
Q2 24	$14M	$482.0K
Q3 24	$12M	$282.0K
Q4 24	$12M	$287.0K
Q1 25	$12M	$250.0K
Q2 25	$14M	$294.0K
Q3 25	$14M	$310.0K
Q4 25	$13M	$579.0K
Q1 26	$23M	$159.0K

Revenue Segments

Quarter	Reportable Segment
Q1 25	$63M
Q2 25	$67M
Q3 25	$68M
Q4 25	$68M

War Chest

Quarter	Cash	Short-term Investments	Total
Q2 22	$110M	$1.1B	$1.2B
Q3 22	$71M	$1.0B	$1.1B
Q4 22	$46M	$952M	$998M
Q1 23	$159M	$897M	$1.1B
Q2 23	$89M	$802M	$891M
Q3 23	$81M	$744M	$824M
Q4 23	$230M	$795M	$1.0B
Q1 24	$239M	$1.1B	$1.3B
Q2 24	$153M	$1.1B	$1.3B
Q3 24	$233M	$1.1B	$1.3B
Q4 24	$168M	$1.1B	$1.3B
Q1 25	$102M	$1.2B	$1.3B
Q2 25	$98M	$1.3B	$1.4B
Q3 25	$132M	$718M	$849M
Q4 25	$12M	$1.4B	$1.4B
Q1 26	$12M	$1.4B	$1.4B

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change	YoY Change
Q2 22	47M	-1.0%	-5.4%
Q3 22	46M	-0.9%	-4.6%
Q4 22	46M	-1.0%	-3.9%
Q1 23	45M	-1.9%	-4.6%
Q2 23	44M	-2.2%	-5.8%
Q3 23	43M	-2.4%	-7.2%
Q4 23	43M	-0.3%	-6.6%
Q1 24	42M	-0.9%	-5.6%
Q2 24	42M	-1.0%	-4.4%
Q3 24	41M	-2.2%	-4.3%
Q4 24	41M	-0.1%	-4.1%
Q1 25	41M	-0.3%	-3.5%
Q2 25	40M	-1.8%	-4.3%
Q3 25	40M	-1.1%	-3.2%
Q4 25	40M	+0.1%	-3.0%
Q1 26	40M	+0.3%	-2.4%

Shares Outstanding

Revenue Per Employee

Period	Revenue/Employee	Employees
Q2 22	$116.7K	379
Q3 22	$130.8K	379
Q4 22	$131.6K	395
Q1 23	$134.8K	395
Q2 23	$137.9K	395
Q3 23	$138.9K	395
Q4 23	$146.3K	397
Q1 24	$156.2K	397
Q2 24	$158.9K	397
Q3 24	$158.4K	397
Q4 24	$177.4K	357
Q1 25	$176.8K	357
Q2 25	$187.5K	357
Q3 25	$189.6K	357
Q4 25	$191.3K	357
Q1 26	$176.2K	357

Revenue / Employee