MTBM&T Bank Corporation

$32B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$2.5B-25.9% YoY

Gross Profit

$2.4B95.0% margin

Operating Income

$1.0B40.8% margin

Net Income

$792M31.5% margin

EPS (Diluted)

$4.82

QoQ Revenue Growth

-23.7%

Cash Flow

Operating Cash Flow

$1.0B

Free Cash Flow

$1.1B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$211.3B

Total Liabilities

$182.5B

Stockholders' Equity

$28.7B

Cash & Equivalents

$18.7B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$2.5B	$3.4B	-25.9%
Gross Profit	$2.4B	$2.2B	+8.0%
Operating Income	$1.0B	$909M	+12.8%
Net Income	$792M	$721M	+9.8%

Revenue Segments

Retail Banking

$130M63%

Commercial Banking

$78M38%

MTB Q3 2025 Earnings — M&T Bank Corporation Revenue & Financial Results | Market Cap Arena