IBCP Q4 2025 Earnings — Independent Bank Corporation Revenue & Financial Results | Market Cap Arena

IBCPIndependent Bank Corporation

$704M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$79M-6.1% YoY

Gross Profit

$56M71.0% margin

Operating Income

$20M25.6% margin

Net Income

$19M23.4% margin

EPS (Diluted)

$0.89

QoQ Revenue Growth

-0.0%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$6M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$5.5B

Total Liabilities

$5.0B

Stockholders' Equity

$503M

Cash & Equivalents

$52M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$79M	$85M	-6.1%
Gross Profit	$56M	$58M	-2.5%
Operating Income	$20M	$23M	-10.8%
Net Income	$19M	$18M	+0.6%