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IBCP Q2 2025 Earnings — Independent Bank Corporation Revenue & Financial Results | Market Cap Arena
IBCP
Independent Bank Corporation
$704M
Q2 2025 Earnings
Financial Services
Banks - Regional
Income Statement
Revenue
$76M
-4.3% YoY
Gross Profit
$53M
69.4% margin
Operating Income
$21M
27.1% margin
Net Income
$17M
22.1% margin
EPS (Diluted)
$0.81
QoQ Revenue Growth
+2.1%
Cash Flow
Operating Cash Flow
$19M
Free Cash Flow
$17M
Stock-Based Comp.
$639,000
Balance Sheet
Total Assets
$5.4B
Total Liabilities
$4.9B
Stockholders' Equity
$469M
Cash & Equivalents
$146M
Year-over-Year Comparison
Metric
Current
Year Ago
Change
Revenue
$76M
$80M
-4.3%
Gross Profit
$53M
$55M
-3.5%
Operating Income
$21M
$23M
-10.7%
Net Income
$17M
$19M
-8.9%
Revenue Segments
Interchange Income
$3M
28%
Service Charges On Deposits
$3M
25%
Overdraft Fees
$2M
18%
Investment And Insurance Commissions
$810,000
7%
Other Deposit Related Income
$697,000
6%
Account Service Charges
$673,000
6%
Transaction Based Revenue
$420,000
3%
ATM Fees
$401,000
3%
Asset Management Revenue
$390,000
3%
Other
$169,000
1%
← FY 2025
All Quarters
Q3 2025 →