HWCHancock Whitney Corporation

$5B

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$423M+28.7% YoY

Gross Profit

$370M87.5% margin

Operating Income

$180M42.6% margin

Net Income

$144M34.0% margin

EPS (Diluted)

$1.65

QoQ Revenue Growth

+9.8%

Cash Flow

Operating Cash Flow

$167M

Free Cash Flow

$160M

Stock-Based Comp.

$6M

Balance Sheet

Total Assets

$35.2B

Total Liabilities

$31.8B

Stockholders' Equity

$3.3B

Cash & Equivalents

$888M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$423M	$328M	+28.7%
Gross Profit	$370M	$347M	+6.6%
Operating Income	$180M	$165M	+9.1%
Net Income	$144M	$138M	+4.4%

Revenue Segments

Deposit Account

$22M33%

Credit And Debit Card

$21M31%

Fiduciary And Trust

$16M24%

Investment Advisory Management And Administrative Service

$7M10%

Mortgage Banking

$2M2%

HWC Q4 2022 Earnings — Hancock Whitney Corporation Revenue & Financial Results | Market Cap Arena