HDB Q3 2021 Earnings Report — HDFC Bank Limited Revenue & Financial Results | Market Cap Arena

HDFC Bank LimitedHDB

Q3 2021 Earnings

Reported December 31, 2020

Quarter Comparison

Revenue

Operating Income

Gross Margin

Net Margin

EPS (Diluted)

Free Cash Flow

Metric	Q3 2021	Q2 2021	Q3 2020	QoQ Change	YoY Change
Revenue	$4.2B	—	$4.1B	—	3.9%
Op. Income	$1.3B	—	$1.1B	—	15.3%
Gross Margin	63.5%	—	58.1%	—	5.5pp
Net Margin	22.0%	—	20.0%	—	2.0pp
EPS (Diluted)	$0.25	—	$0.22	—	13.7%
Free Cash Flow	$0	—	$0	—	—

Revenue Flow

Item	Amount
REVENUE	$4.2B
Cost of Revenue	$1.5B
GROSS PROFIT	$2.7B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$367M
SG&A Expenses	$367M
Other Expenses	$1.1B
Operating Expenses	$1.4B
Cost & Expenses	$3.0B
OPERATING INCOME	$1.3B
Interest Income	$3.4B
Interest Expense	$1.5B
Other Income/Expenses	$0
INCOME BEFORE TAX	$1.3B
Income Tax Expense	$324M
Net Income from Continuing Ops	$930M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$931M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$931M
D&A	$0
EBIT	$1.3B
EBITDA	$1.3B
EPS	$0
EPS Diluted	$0

Income Statement

Item	Amount
REVENUE	$4.2B
Cost of Revenue	$1.5B
GROSS PROFIT	$2.7B
R&D Expenses	$0
Selling & Marketing	$0
General & Administrative	$367M
SG&A Expenses	$367M
Other Expenses	$1.1B
Operating Expenses	$1.4B
Cost & Expenses	$3.0B
OPERATING INCOME	$1.3B
Interest Income	$3.4B
Interest Expense	$1.5B
Other Income/Expenses	$0
INCOME BEFORE TAX	$1.3B
Income Tax Expense	$324M
Net Income from Continuing Ops	$930M
Net Income from Discontinued Ops	$0
Other Adjustments	$0
NET INCOME	$931M
Net Income Deductions	$0
BOTTOM LINE NET INCOME	$931M
D&A	$0
EBIT	$1.3B
EBITDA	$1.3B
EPS	$0
EPS Diluted	$0

Cash Flow Statement

Item	Amount
Net Income	$931M
Depreciation & Amortization	$0
Stock-Based Compensation	$0
Deferred Income Tax	$0
Other Non-Cash Items	-$931M
Change in Working Capital	$0
OPERATING CASH FLOW	$0
Capital Expenditure	$0
Acquisitions (Net)	$0
Purchases of Investments	$0
Sales/Maturities of Investments	$0
Other Investing Activities	$0
NET CASH FROM INVESTING	$0
Net Debt Issuance	$0
Common Stock Repurchased	$0
Common Dividends Paid	$0
Other Financing Activities	$0
NET CASH FROM FINANCING	$0
FREE CASH FLOW	$0
Net Change in Cash	$0

Balance Sheet

Item	Amount
Cash & Equivalents	$11.4B
Short-Term Investments	$0
Net Receivables	$0
Inventory	$0
Other Current Assets	$0
TOTAL CURRENT ASSETS	$131.7B
PP&E (Net)	$527M
Goodwill	$0
Intangible Assets	$0
Long-Term Investments	$43.7B
Tax Assets	$0
Other Non-Current Assets	$5.3B
TOTAL NON-CURRENT ASSETS	$49.5B
TOTAL ASSETS	$181.2B
Account Payables	$0
Short-Term Debt	$0
Deferred Revenue	$0
Other Current Liabilities	$134.9B
TOTAL CURRENT LIABILITIES	$134.9B
Long-Term Debt	$17.2B
Deferred Revenue NC	$0
Deferred Tax Liabilities	$0
Other Non-Current Liabilities	$7.7B
TOTAL NON-CURRENT LIABILITIES	$24.9B
TOTAL LIABILITIES	$159.8B
Common Stock	$58M
Additional Paid-In Capital	$0
Retained Earnings	$0
Treasury Stock	$0
Accum. Other Comp. Income	$21.3B
Other Equity	$0
TOTAL STOCKHOLDERS' EQUITY	$21.3B
Minority Interest	$65M
TOTAL EQUITY	$21.4B
TOTAL LIABILITIES & EQUITY	$181.2B
Total Debt	$17.2B
Net Debt	$5.9B