FNLCThe First Bancorp, Inc.

$315M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$45M+4.1% YoY

Gross Profit

$26M56.2% margin

Operating Income

$12M27.4% margin

Net Income

$10M22.4% margin

EPS (Diluted)

$0.91

QoQ Revenue Growth

-0.0%

Cash Flow

Operating Cash Flow

$13.5B

Free Cash Flow

$14.9B

Stock-Based Comp.

$668M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$283M

Cash & Equivalents

$28M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$45M	$44M	+4.1%
Gross Profit	$26M	$21M	+22.8%
Operating Income	$12M	$9M	+43.3%
Net Income	$10M	$7M	+39.7%

Revenue Segments

Debit Card

$2M42%

Fiduciary and Trust

$1M38%

Deposit Account

$559,00015%

Mortgage Banking

$211,0006%

FNLC Q4 2025 Earnings — The First Bancorp, Inc. Revenue & Financial Results | Market Cap Arena