FNLC Q4 2024 Earnings — The First Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

FNLCThe First Bancorp, Inc.

$315M

Q4 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$44M+12.2% YoY

Gross Profit

$21M47.7% margin

Operating Income

$9M19.9% margin

Net Income

$7M16.7% margin

EPS (Diluted)

$0.65

QoQ Revenue Growth

+3.0%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$10M

Stock-Based Comp.

$215,000

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$252M

Cash & Equivalents

$50M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$44M	$39M	+12.2%
Gross Profit	$21M	$19M	+8.0%
Operating Income	$9M	$8M	+7.3%
Net Income	$7M	$7M	+9.0%

Revenue Segments

Debit Card

$3M42%

Fiduciary and Trust

$3M37%

Deposit Account

$1M15%

Mortgage Banking

$471,0007%