FNLC Q4 2022 Earnings — The First Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

FNLCThe First Bancorp, Inc.

$315M

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$31M+24.7% YoY

Gross Profit

$23M74.0% margin

Operating Income

$11M36.1% margin

Net Income

$9M29.7% margin

EPS (Diluted)

$0.83

QoQ Revenue Growth

+7.7%

Cash Flow

Operating Cash Flow

$9M

Free Cash Flow

$9M

Stock-Based Comp.

$199,000

Balance Sheet

Total Assets

$2.7B

Total Liabilities

$2.5B

Stockholders' Equity

$229M

Cash & Equivalents

$26M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$31M	$25M	+24.7%
Gross Profit	$23M	$24M	-6.4%
Operating Income	$11M	$12M	-3.7%
Net Income	$9M	$10M	-3.7%

Revenue Segments

Debit Card

$1M46%

Fiduciary and Trust

$1M34%

Deposit Account

$467,00015%

Mortgage Banking

$190,0006%