FNLC Q4 2021 Earnings — The First Bancorp, Inc. Revenue & Financial Results | Market Cap Arena

FNLCThe First Bancorp, Inc.

$315M

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$25M+5.0% YoY

Gross Profit

$24M98.6% margin

Operating Income

$12M46.8% margin

Net Income

$10M38.5% margin

EPS (Diluted)

$0.87

QoQ Revenue Growth

+3.5%

Cash Flow

Operating Cash Flow

$11M

Free Cash Flow

$11M

Stock-Based Comp.

$184,000

Balance Sheet

Total Assets

$2.5B

Total Liabilities

$2.3B

Stockholders' Equity

$246M

Cash & Equivalents

$87M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$25M	$24M	+5.0%
Gross Profit	$24M	$19M	+30.9%
Operating Income	$12M	$8M	+40.5%
Net Income	$10M	$7M	+37.0%

Revenue Segments

Debit Card

$1M35%

Fiduciary and Trust

$1M31%

Mortgage Banking

$885,00023%

Deposit Account

$436,00011%