FISI Q4 2022 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$69M+24.3% YoY

Gross Profit

$48M69.7% margin

Operating Income

$14M21.1% margin

Net Income

$12M17.6% margin

EPS (Diluted)

$0.76

QoQ Revenue Growth

+8.4%

Cash Flow

Operating Cash Flow

$16M

Free Cash Flow

$13M

Stock-Based Comp.

$499,000

Balance Sheet

Total Assets

$5.8B

Total Liabilities

$5.4B

Stockholders' Equity

$406M

Cash & Equivalents

$130M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$69M	$55M	+24.3%
Gross Profit	$48M	$53M	-10.6%
Operating Income	$14M	$24M	-39.3%
Net Income	$12M	$20M	-38.4%