FISI Q3 2024 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

Q3 2024 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$87M+2.5% YoY

Gross Profit

$46M53.1% margin

Operating Income

$15M16.7% margin

Net Income

$13M15.5% margin

EPS (Diluted)

$0.84

QoQ Revenue Growth

-14.8%

Cash Flow

Operating Cash Flow

$2M

Free Cash Flow

-$299,000

Stock-Based Comp.

$494,000

Balance Sheet

Total Assets

$6.2B

Total Liabilities

$5.7B

Stockholders' Equity

$500M

Cash & Equivalents

$250M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$87M	$85M	+2.5%
Gross Profit	$46M	$51M	-8.7%
Operating Income	$15M	$16M	-11.6%
Net Income	$13M	$14M	-4.0%