FISI FY 2021 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$626M

FY 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$212M+3.7% YoY

Gross Profit

$208M98.0% margin

Operating Income

$97M45.9% margin

Net Income

$78M36.6% margin

EPS (Diluted)

$4.78

Cash Flow

Operating Cash Flow

$73M

Free Cash Flow

$64M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$5.5B

Total Liabilities

$5.0B

Stockholders' Equity

$505M

Cash & Equivalents

$79M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$212M	$204M	+3.7%
Gross Profit	$208M	$155M	+34.2%
Operating Income	$97M	$46M	+112.6%
Net Income	$78M	$38M	+102.7%