FISI FY 2013 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$598M

FY 2013 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$123M+1.1% YoY

Gross Profit

$106M86.6% margin

Operating Income

$38M30.8% margin

Net Income

$26M20.8% margin

EPS (Diluted)

$1.75

Cash Flow

Operating Cash Flow

$37M

Free Cash Flow

$34M

Stock-Based Comp.

$407,000

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.7B

Stockholders' Equity

$255M

Cash & Equivalents

$60M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$123M	$122M	+1.1%
Gross Profit	$106M	$105M	+1.1%
Operating Income	$38M	$35M	+9.0%
Net Income	$26M	$23M	+8.9%