FISI FY 2012 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$598M

FY 2012 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$122M+2.1% YoY

Gross Profit

$105M86.7% margin

Operating Income

$35M28.6% margin

Net Income

$23M19.3% margin

EPS (Diluted)

$1.60

Cash Flow

Operating Cash Flow

$39M

Free Cash Flow

$33M

Stock-Based Comp.

$526,000

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$254M

Cash & Equivalents

$60M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$122M	$119M	+2.1%
Gross Profit	$105M	$98M	+7.5%
Operating Income	$35M	$34M	+1.6%
Net Income	$23M	$23M	+2.9%