FISI FY 2007 Earnings — Financial Institutions, Inc. Revenue & Financial Results | Market Cap Arena

FISIFinancial Institutions, Inc.

$610M

FY 2007 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$126M+0.7% YoY

Gross Profit

$79M62.6% margin

Operating Income

$21M16.8% margin

Net Income

$16M13.0% margin

EPS (Diluted)

$1.33

Cash Flow

Operating Cash Flow

$23M

Free Cash Flow

$19M

Stock-Based Comp.

$955,000

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$1.7B

Stockholders' Equity

$195M

Cash & Equivalents

$45M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$126M	$125M	+0.7%
Gross Profit	$79M	$83M	-5.4%
Operating Income	$21M	$24M	-10.2%
Net Income	$16M	$17M	-5.5%