FBK Q4 2022 Earnings — FB Financial Corporation Revenue & Financial Results | Market Cap Arena

FBKFB Financial Corporation

$3B

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$165M+9.7% YoY

Gross Profit

$128M77.8% margin

Operating Income

$48M29.2% margin

Net Income

$38M23.1% margin

EPS (Diluted)

$0.81

QoQ Revenue Growth

+9.3%

Cash Flow

Operating Cash Flow

$46M

Free Cash Flow

$41M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$12.8B

Total Liabilities

$11.5B

Stockholders' Equity

$1.3B

Cash & Equivalents

$817M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$165M	$150M	+9.7%
Gross Profit	$128M	$154M	-16.5%
Operating Income	$48M	$63M	-23.3%
Net Income	$38M	$49M	-21.9%

Revenue Segments

Mortgage Banking

$9M54%

Deposit Account

$3M18%

Debit Card

$3M15%

Investment Advisory, Management and Administrative Service

$2M13%